Despite all my history, 2020 being the year of bad juju, getting 2 mailers in one year and already using up hps trying to help Dad, i said fico it and threw a hp at Pendread to see what sticks
. Incredibly, it was approved , no poi , and i must say, its actually a pretty good 2% card. Im impressed that even as i start to use it i can already see rewards on my home page. Of course Penfed gonna be PD lol and send me card with my Moms maiden name, which i had a feeling would happen, but i called last night and they are resending me a new card with my last name that i use. ..JoesCredit.
Dps,
713 Eq 28 hps AAoA 3.4
$4150 cl 16.99 % apr
Grats on knocking down the PenFed door 
I know my eyes are deceiving me if I'm reading a post about PenFed from a one Mr. @AverageJoesCredit that isn't speaking ill of them. Say it isn't so. LOL!! Hahahahaha 
Kidding aside, congrats on the approval and welcome to the wonderful world that is PenFed.
Congratulations?
I was starting to wonder if I missed your announcement for this - been waiting a looooong time for you to post it With your past tales of woe and aggravation with them, I must say it appears hell has frozen Glad to see they wised up and you got in with them! Congrats on a card that's been a long time coming!
