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Penfed Pathfinder Approval!

wantitgone
Contributor

Penfed Pathfinder Approval!

I signed up for Penfed last July. Had only a savings open since then until two months ago, now I've got $50 in a checking account. Anyway, I was going to take the recent NFCU Flagship & auto refinance as a win to the garden for a while, but thought I would see if Penfed would approve me considering they have that nice bonus on the Pathfinder. I have enough in bills I can easily run $3k through in 90 days. And after a torturous spin, they did!  $10k at 16.99%. My account shows my EQ 9 score as 685. all my dps are in my siggy Smiley Happy YAY!

 

Now, seriously, no more CC's for me for a while. Somebody ground me Smiley Very Happy Smiley Very Happy Smiley Very Happy

FICO 8 on 5/31/19 ~~ EQ: 608, TU: 545, EX: 585
BK 7 DC 7/9/19
FICO 8 on 04/02/21 ~~ EQ: 684, TU: 670, EX: 667
FICO 9 on 04/02/21 ~~ EQ: 678, TU: 683, EX: 691

Apple Card 1,500
Credit One Amex $1500
Williams Sonoma $1,250
NFCU CashRewards $2500
NFCU Flagship $12100
PenFed Pathfinder $10,000
Ollo Rewards Mastercard $1,700
Amazon Store Card (Synchrony) $700

EQ FICO 9 from NFCU on 04/03/21: 678
AAoA: EQ - 8y4mo, TU - 8y4mo, EX - 5yr7mo (as of 09/26/20); INQ are 5 EQ, 5 TU, and 1 EX.

Auto Refinance with NFCU (04/29/2021): 16.7k for 4.79%/48 months

My DPs: mainly 1099 worker w/ ~3500/mo income, 1 private student loan and 2 federal consolidated loans ~75k IBR, had perfect payment history with 0 derogs until 90 day lates prior to filing BK. Burned Sync (Carecredit, Newegg), Discover IT, Cap 1 (2 cards), Chase (2 cards), Barclays, Comenity (Wayfair) and Target.
Message 1 of 17
16 REPLIES 16
AllZero
Super Contributor

Re: Penfed Pathfinder Approval!

Congratulations on your approval!
Message 2 of 17
CreditMagic7
Super Contributor

Re: Penfed Pathfinder Approval!

Absolutely outstanding! Congratulations on capping things off with that PenFed approval!

Message 3 of 17
M_Smart007
Epic Contributor

Re: Penfed Pathfinder Approval!

Congratulations on your Pathfinder approval!

Message 4 of 17
wantitgone
Contributor

Re: Penfed Pathfinder Approval!

Thank you all Smiley Very Happy

FICO 8 on 5/31/19 ~~ EQ: 608, TU: 545, EX: 585
BK 7 DC 7/9/19
FICO 8 on 04/02/21 ~~ EQ: 684, TU: 670, EX: 667
FICO 9 on 04/02/21 ~~ EQ: 678, TU: 683, EX: 691

Apple Card 1,500
Credit One Amex $1500
Williams Sonoma $1,250
NFCU CashRewards $2500
NFCU Flagship $12100
PenFed Pathfinder $10,000
Ollo Rewards Mastercard $1,700
Amazon Store Card (Synchrony) $700

EQ FICO 9 from NFCU on 04/03/21: 678
AAoA: EQ - 8y4mo, TU - 8y4mo, EX - 5yr7mo (as of 09/26/20); INQ are 5 EQ, 5 TU, and 1 EX.

Auto Refinance with NFCU (04/29/2021): 16.7k for 4.79%/48 months

My DPs: mainly 1099 worker w/ ~3500/mo income, 1 private student loan and 2 federal consolidated loans ~75k IBR, had perfect payment history with 0 derogs until 90 day lates prior to filing BK. Burned Sync (Carecredit, Newegg), Discover IT, Cap 1 (2 cards), Chase (2 cards), Barclays, Comenity (Wayfair) and Target.
Message 5 of 17
CreditAggie
Senior Contributor

Re: Penfed Pathfinder Approval!

Congratulations on your PenFed Pathfinder approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 6 of 17
gdale6
Moderator

Re: Penfed Pathfinder Approval!

Grats on the Pathfinder approval!

Message 7 of 17
Mr_Mojo_Risin
Valued Contributor

Re: Penfed Pathfinder Approval!

Someone show @wantitgone  the way to the garden! 🤣  Nah, congrats on all your recent approvals! Cheers 

NFCU More Rewards 24K CL
AODFCU Visa Signature 5K CL
NFCU Cash Rewards 4K CL
Discover IT 1.5K CL
Cap1 Quicksilver 600 CL
NFCU auto loan
Message 8 of 17
MyDataMyChoice
Valued Contributor

Re: Penfed Pathfinder Approval!

Congrats!



+AU on: 2008 Sears MC $2,001 | 2016 SEARS Store Card $2,001 | 2011 Synchrony Home $5,500 | 2003 FNBO Visa $9,900 | 2008 Macys Amex $3,400 | 2008 Kohls $2,000 | 2008 JC Penny $500 | 2016 TJX Mastercard $1,500 | 2018 AAdvantage Aviator MC $5,600 | 2018 HSN $4,500
Member of: Andrews FCU | PENFED CU | SDFCU | Alliant CU | NASA FCU | NWFCU | Ally Bank | BofA | Merrill | Greenwood CU | Elements Financial CU | Ocean State CU | Wells Fargo | Citizens Bank | Chase Bank | RI Credit Union | US Financial FCU
Message 9 of 17
mrcraft
Valued Contributor

Re: Penfed Pathfinder Approval!

Congratulations on your approval!!






Message 10 of 17
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