Penfed Pathfinder Approval

[cashorcharge]

That’s terrific!  Congratulations on your PenFed approval!! 👏🏼🎉🍾

[WavysMommy]

Thanks everyone! 

[Anonymous]

Congrats on the Pathfinder approval!

[TIPPY-BOB]

@WavysMommy Congrats on the approval! 

Please provide data points. Thanks 🙏

[Total80sKid]

@WavysMommy 

Congrats on your Pathfinder approval 👍🏼

[WavysMommy]

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@TIPPY-BOB wrote:

@WavysMommy Congrats on the approval! 

Please provide data points. Thanks 🙏

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I think my Fico 9 score was 630 when pulled, but I'm at 669, 668 and 670 Fico 8. I believe 7 HPs on Equifax. I'll be 2 yrs post BK7 towards the end of August . Third Penfed in 9 months.

[credit_is_crack]

Congrats on your PenFed approval @WavysMommy 

I know exactly how excited you were to be approved because most of us would just black the name out, but you chose to do it with hearts  Congrats!!! 

[TIPPY-BOB]

Congratulations 🎉👌🤩

[ToofDoc]

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@WavysMommy wrote:

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@TIPPY-BOB wrote:

@WavysMommy Congrats on the approval! 

Please provide data points. Thanks 🙏

---

I think my Fico 9 score was 630 when pulled, but I'm at 669, 668 and 670 Fico 8. I believe 7 HPs on Equifax. I'll be 2 yrs post BK7 towards the end of August . Third Penfed in 9 months.

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This gives me hope as I just opened a Saving Account with $100 balance with them a week ago and just applied to open an Access Checking Account with $500 deposit with them so I'll have both a checking and a savings account witht them.

I also have BK7 and my two-year is coming up on Nov 1, 2021.  My FICO 9 on Equifax is a 732 (FICO 8 is 702) and with no HPs so I'm hopeful that I gain an approval for a new credit card with PenFed soon!

Do y'all think I'll get a denial simply due to my "too new" of a relationship with them?

[Anonymous]

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@ToofDoc wrote:

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@WavysMommy wrote:

---

@TIPPY-BOB wrote:

@WavysMommy Congrats on the approval! 

Please provide data points. Thanks 🙏

---

I think my Fico 9 score was 630 when pulled, but I'm at 669, 668 and 670 Fico 8. I believe 7 HPs on Equifax. I'll be 2 yrs post BK7 towards the end of August . Third Penfed in 9 months.

---

This gives me hope as I just opened a Saving Account with $100 balance with them a week ago and just applied to open an Access Checking Account with $500 deposit with them so I'll have both a checking and a savings account witht them.

I also have BK7 and my two-year is coming up on Nov 1, 2021.  My FICO 9 on Equifax is a 732 (FICO 8 is 702) and with no HPs so I'm hopeful that I gain an approval for a new credit card with PenFed soon!

Do y'all think I'll get a denial simply due to my "too new" of a relationship with them?

---

I joined PenFed in October with a $10 on savings opening deposit. Applied in August for the Power Cash Rewards and got approved. That have me the idea to add $500 to my savings and open a checking account with a $500 deposit as well. That may be all I put into their deposit accounts (may still contribute to the savings) but I hold my assets with Bank of America. I'm very loyal to them at this point. 

I've read on this forum some receiving approvals with less than 30 days of membership.