Penfed Platinum Rewards Visa

Anonymous · ‎02-13-2017

So I've been saying I'm not going to app for any other cards, but I have been wanting this one so I figured why not. I was approved for $5,000 which is fine but when I got the survery I figured I would just say I would have liked a higher credit limit. I got a call today and spoke with a super nice underwriter and they bumped my credit line to $24,500. I wish I could've taken a picture of my face when I heard that number. I always knew Penfed was awesome, but I mean seriously come on! So thankful for them. Now I am seriously done app-ing!

Anonymous · ‎02-13-2017

AWESOME increase from the rep, and congratulations on your new PenFed card.
Care to share any stats from this approval?

Anonymous · ‎02-13-2017

Sure!
TU-715
EQ-716
EX-683

Income is around the $60k mark. Rebuilding from 2013, scores were in the 500's (house was in foreclosure, lots of credit card debt). Was able to dig myself out, my ex was able to refinance the house out of my name and thankfully didn't claim BK. Hope that helps some

Anonymous · ‎02-13-2017

yes; only other thing to know would be utility.

Navy Fed could be another to help you on continuing to rebuild

Anonymous · ‎02-13-2017

I'm at about 2% utilization right now.

I thought about Navy Fed but the whole process is more than I am willing right now. I have some awesome cards so I'm not complaining either

AverageJoesCredit · ‎02-13-2017

DANG, SMC

I am super excited for you. This is fantastic to see that not only did you get the card you wanted, you also got it wrapped, bowed, and hand delivered by Santa himself, id be jelly but im more peanut butter and .......

Anonymous · ‎02-13-2017

@AverageJoesCredit wrote:
DANG, SMC I am super excited for you. This is fantastic to see that not only did you get the card you wanted, you also got it wrapped, bowed, and hand delivered by Santa himself, id be jelly but im more peanut butter and .......

Best comment of the day award, as always, to AJC

AverageJoesCredit · ‎02-13-2017

They love me, they really love me....

Anonymous · ‎02-14-2017

Major Congrats!!!

Anonymous · ‎02-14-2017

Outstanding! Congratulations! I love PenFed and this card is my staple card! Enjoy!