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Penfed Platinum Visa Signature approval!

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Thammer
New Contributor

Penfed Platinum Visa Signature approval!

I recently joined Penfed through the donation option. I have had a small savings account with them but no direct deposit or anything like that. I decided to app for the new Platinum Visa Signature rewards card and got an instant approval of $13500! That's my highest limit on any card I have. I'm pretty happy right now so I just wanted to share. I haven't talked to an underwriter yet or anything from the bank as this was an online approval but it looks like a done deal!

Message 1 of 18
17 REPLIES 17
myjourney
Super Contributor

Re: Penfed Platinum Visa Signature approval!

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 18
pizza1
Community Leader
Super Contributor

Re: Penfed Platinum Visa Signature approval!

Very nice!! Congrats!Smiley Wink
Message 3 of 18
mnavas
Frequent Contributor

Re: Penfed Platinum Visa Signature approval!

Congrats! Thats a very nice CL Smiley Wink
Message 4 of 18
coldnmn
Mega Contributor

Re: Penfed Platinum Visa Signature approval!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 18
alvon123
Super Contributor

Re: Penfed Platinum Visa Signature approval!

congrats


Message 6 of 18
sillykitty1
Established Contributor

Re: Penfed Platinum Visa Signature approval!

I just applied for membership and plan to apply for their card after the membership is approved.

 

Can you tell me your stats?

 

Did they pull EQ?

Score?

AAOA?

Inq?

Util?

Any baddies?

 

Thanks!

Message 7 of 18
Longroad
Established Contributor

Re: Penfed Platinum Visa Signature approval!

Congrats. They are on my short list when I am through gardening. Do you think having another account would be viewed favorably during the app process?
Message 8 of 18
Blackrv7
Frequent Contributor

Re: Penfed Platinum Visa Signature approval!


@sillykitty1 wrote:

I just applied for membership and plan to apply for their card after the membership is approved.

 

Can you tell me your stats?

 

Did they pull EQ?

Score?

AAOA?

Inq?

Util?

Any baddies?

 

Thanks!


I don't want to steal the thread but I don't see where the OP has answered your questions.  To end my app spree I joined Penfed with the donation and applied for the same visa sig.  It hasn't posted yet but I'm sure they only pulled EQ, probably low 760's, 7 years 9 months, 3 inq, 1%, 4 years 9-10 months 30 day late, instantly approved for $20,000.  


Current myFico EX 734, EQ 777, TU 742
AAoA 6 years 3 months, Length 25 years 2 months

Message 9 of 18
sillykitty1
Established Contributor

Re: Penfed Platinum Visa Signature approval!

Thanks for the reply!  I pulled the trigger this morning and was approved!

Message 10 of 18
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