Penfed Platinum rewards approval, Power cash rewards CLI

[mrcraft]

Congratulations on your approval!!

[The-Credit-Disciple]

I have a question, would it be a good idea to just go for the Penfed Gold card even though I just got approved for the Platinum 3 days ago? Instead of waiting till next year.

Data points:

Fico 9 Equifax 755

10% overall utilization

No baddies

Average age is 2 years

[AllZero]

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@The-Credit-Disciple wrote:

I have a question, would it be a good idea to just go for the Penfed Gold card even though I just got approved for the Platinum 3 days ago? Instead of waiting till next year.

Data points:

Fico 9 Equifax 755

10% overall utilization

No baddies

Average age is 2 years

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I don't know if I can answer your question. I may be too conservative.

[coldfusion]

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@The-Credit-Disciple wrote:

I have a question, would it be a good idea to just go for the Penfed Gold card even though I just got approved for the Platinum 3 days ago? Instead of waiting till next year.

Data points:

Fico 9 Equifax 755

10% overall utilization

No baddies

Average age is 2 years

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No.

[The-Credit-Disciple]

Copy that, thanks

[Conceptual23]

Very nice.  Well done!