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Penfed Power Cash Rewards Visa Signature Approval

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Anonymous
Not applicable

Penfed Power Cash Rewards Visa Signature Approval

On Saturday, I posted how I was approved for the Penfed Pathfinder Visa Signature Card and was thinking about pulling the trigger on applying for the PCR as well hoping they would use the same hard pull. I called into the Penfed Credit dept and a rep advised that they would initiate another HP if I applied even though most of the feedback on these forums states that they will use the same HP for up to 30 days.

 

I took the chance and applied for the PCR and received a message that the app was being reviewed. They contacted me within the hour and asked for proof of invome verification which I provided and said it would 24-48 hrs for a decision. This morning I woke up to an email and text saying that my application was approved for a SL of $25,000 with a 14.99% APR. 

 

So I ended up being appproved for two new CC's off one hard pull with SL's of 20k and 25k. I'm loving my relationship with Penfed right about now! 

Message 1 of 26
25 REPLIES 25
Rebuild2019
Valued Contributor

Re: Penfed Power Cash Rewards Visa Signature Approval

Congratulations 🎉🎈🎊. Happy it worked out for you.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 2 of 26
4sallypat
Valued Contributor

Re: Penfed Power Cash Rewards Visa Signature Approval

Way to go !

Congrats!

Message 3 of 26
Anonymous
Not applicable

Re: Penfed Power Cash Rewards Visa Signature Approval

Wow. Congrats! Super Nice!

Message 4 of 26
coreyb80
Super Contributor

Re: Penfed Power Cash Rewards Visa Signature Approval

Congrats on the strong approvals!

Message 5 of 26
CreditAggie
Community Leader
Super Contributor

Re: Penfed Power Cash Rewards Visa Signature Approval

Congratulations on your PenFed approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 26
Elpadrino1
Valued Contributor

Re: Penfed Power Cash Rewards Visa Signature Approval

Congratulations on both of your PenFed approvals!!! Awesome SL's!

Message 7 of 26
M_Smart007
Legendary Contributor

Re: Penfed Power Cash Rewards Visa Signature Approval

Congrats on your PCR approval. Nice SLSmiley Happy

Message 8 of 26
KingRue8500
Senior Contributor

Re: Penfed Power Cash Rewards Visa Signature Approval

Congrats on your PenFed Power Cash Rewards approval




Message 9 of 26
cashorcharge
Community Leader
Super Contributor

Re: Penfed Power Cash Rewards Visa Signature Approval

WOOHOO!  Congratulations on your PenFed approvals!! 👏🏼🎉🍾

Message 10 of 26
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