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Penfed Promise visa CLI!

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Super Contributor

Penfed Promise visa CLI!

I had a hard pull from penfed that was about to expire from last month when I asked for a CLI and was denied. So I decided to try again today on promise visa. I have travel Amex at 17.5, gold vids at 7k and the promise visa was my first penfed card approved for $1500 back in July. Hit the submit and it went to loan officer. Just checked and it said approved, so they bumped me $2000. I'm happy with that as I already took the pull last

month. image.png

Message 1 of 17
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Regular Contributor

Re: Penfed Promise visa CLI!

Congrats!!


Starting Score: 669
Current Score: 777
Goal Score: 800


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Message 2 of 17
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Senior Contributor

Re: Penfed Promise visa CLI!

Nice Congrats!!!!! 

Message 3 of 17
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Super Contributor

Re: Penfed Promise visa CLI!

Nice one ddemari on making full use of that HP (this time with results!) before it expired on you.

 

Congrats!

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Rebuild Begin 7/22-FICO alternating avg's 650 + - I'm so in the drink UGH
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Message 4 of 17
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Super Contributor

Re: Penfed Promise visa CLI!

Excellent!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 5 of 17
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Super Contributor

Re: Penfed Promise visa CLI!

Just logged into penfed and I noticed under the details of the loan application, the apr is showing 10.24%, before the CLI it was 17.24%.

would be very satisfied if they really did lower the apr that much haha! 

 

image.png

Message 6 of 17
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Frequent Contributor

Re: Penfed Promise visa CLI!

Congrats on the CLI. I apped for the Plat late last month and was denied due to Egyptian. I should have know this would happen. Can I use that HP for a CLI on my Promise or will it be another HP?

EQ:764 TU:767 EX: 755 Total Credit Limit $414,600
Message 7 of 17
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Super Contributor

Re: Penfed Promise visa CLI!


@ddemari wrote:

Just logged into penfed and I noticed under the details of the loan application, the apr is showing 10.24%, before the CLI it was 17.24%.

would be very satisfied if they really did lower the apr that much haha! 

 

image.png


Now that is awesome!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 8 of 17
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Super Contributor

Re: Penfed Promise visa CLI!


@FutCRNA wrote:

Congrats on the CLI. I apped for the Plat late last month and was denied due to Egyptian. I should have know this would happen. Can I use that HP for a CLI on my Promise or will it be another HP?


In March? Your HP is still good. Good luck!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 9 of 17
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Frequent Contributor

Re: Penfed Promise visa CLI!


@Musiclover wrote:

@FutCRNA wrote:

Congrats on the CLI. I apped for the Plat late last month and was denied due to Egyptian. I should have know this would happen. Can I use that HP for a CLI on my Promise or will it be another HP?


In March? Your HP is still good. Good luck!


Yes March. I have a feeling I will be denied but will attempt it if it will not cost another HP. Thanks!

EQ:764 TU:767 EX: 755 Total Credit Limit $414,600
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