Re: Penfed after closing!!

Anonymous · ‎11-17-2020

Closed on my house today! Afterward I applied for the penfed gold card and was instantly approved for $10,000!!!!

I let my excitement get the better of me and said screw it, and also applied for the PCR... That app is under review. If I get approved I'll update.

My EQ according to penfed is 665. Utilization 12%. Been a member since May this year and have checking/savings (only $50 in those accounts currently but I have $600 direct deposited every month)

AllZero · ‎11-17-2020

Congratulations on your approval!

M_Smart007 · ‎11-17-2020

Congratulations!

mrcraft · ‎11-17-2020

Congratulations on your approval!!

Affinity Cash Rewards Visa Signature $32,500

American Express Marriott Bonvoy Brilliant $25,000

PenFed Power Cash Rewards Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

CreditAggie · ‎11-17-2020

Congratulations on your PenFed Gold approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

gdale6 · ‎11-17-2020

Grats to your new home and card

dudefromtx · ‎11-17-2020

Congrats on closing on your home and the approval!

cashorcharge · ‎11-17-2020

Congratulations on Approval#1and good luck on #2

DebtStinks · ‎11-18-2020

Congrats on the new house! I just recently closed on an FHA loan myself.

Congrats on your approval and fingers crossed for the PCR app...it's a great card and my fav in my current arsenal. Also, looking at your signature, great job on the CL's with Navy!

Best of luck going forward!

NFCU More Rewards AMEX $25000 (Opened 1/19) - NFCU Platinum $21000 (Opened 1/21) - TTCU Platinum Visa $10000 (Opened 10/18) - Discover $5500 (Opened 11/21) - Barclays View MC $5000 (Opened 1/19) - Capital One Platinum $3500 (Opened 2/19) - Capital One World Elite MC $1000 (Opened 3/21) - Target Store Card $2000 (Opened 10/18) - Floor & Decor Store Card $42500 (Opened 10/18)
Closed - PenFed $35,000 - Cap1 World Elite MC $11,200
Total CL - $115500

CH7 BK Filed 8/1/17 Discharged 11/7/17

Scores as of 2/18/21:

Inquiries Last 12 Months:

Openwater · ‎11-18-2020

Congrats on the house and card! Hopefully you get the trifecta!

Discover 22K ---------------------------- Credit Union MC 17K
Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014

Penfed after closing!!

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Penfed after closing!!