2 1/2 year history
710 Penfed EQ next gen score / NO baddies / 40 Inquiries -Pulled 6/28/2017
motorcycle loan, 24 months never late
secured cc 1300$ cl, 3 months old never late
1000 line of credit from local cu, 2 years old never late
I got approved for penfed power cash visa sig card with $2.5K SL
I then applied for a PLOC, approved for $2.5K
I also applied for OLOC, approved for $500.
Also have a current auto loan with penfed.
19k at 6.5% apr
I had a 623 penfed next gen when I took out the auto loan back on May of 2017
Could have got a much better rate with my 710 Score 
Starting Score: 460
Congrats on your new approvals
Yeah it was a big score jump, about a 100 points. A collection item was removed, and my util went from 80% down to 15%
@CreditCuriousity wrote:Congrats on the approvals.. You are saying you score went from 620ish in May of this year to 700ish in June of this year with PenFed? Was that a typo or did you mean May of 2016 on the auto loan?
Thats great. Its funny how much utilization can affect your score. Ive been at like 724 for 3 straight months and i have a feeling its because of my 50% utilization on my Boa card. Hopefully as i start making a dent in it , score will rise
Your score will probably jump to or near 800 if you get your util down under 15%