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Pep Boys Approval

Auto Loans for ANY Credit Situation. Immediate Response.
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Frequent Contributor

Pep Boys Approval

So last night I blew one of my tires when I hit a curb.....sigh. So embarrassing. I took it to Pep Boys today for a new tire, then found out I need 2. Sigh again. I decided to app for a pep Boys account online and was approved for $500. I called Credit Solutions about an hour after the approval to try for a CLI and was told by the rep I have to wait 48 hours. In the past, I've been able to call right away and get my CLI. Anyone have any info about this particular Synchrony account? Do I really have to wait 48 hours?
MyFico scores as of 8/13/2016

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Valued Contributor

Re: Pep Boys Approval

That is backed by Synchrony financial, not Synchrony bank. The rules are a little different for these cards, and there MAY BE A HARD PULL INVOLVED for a CLI - There generally is for Sync Financial

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 2 of 8
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Established Contributor

Re: Pep Boys Approval

Congrats on your approval!! This card is through CarCare One, which is backed by their Synchrony Financial side. They are the same ones that do Care Credit, furniture stores, and other special financing.

The regular Synchrony that has the store cards, such as Walmart, etc., have a different division. Unfortunately, when you call in for any increases through their financial side, it requires another TransUnion hard pull.
Message 3 of 8
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Senior Contributor

Re: Pep Boys Approval

Congratulations on your new card, texasmommy, and I hope that things work out well with your car! Smiley Happy



Favorite Cards : ~ Citi Double Cash World Elite MasterCard ~
~ American Express Blue Cash Preferred ~ Chase Hyatt Visa Signature ~
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Message 4 of 8
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Community Leader
Mega Contributor

Re: Pep Boys Approval

Congrats on your approval. This is the hardest Sync card to get cli on for me anyway. Ive wasted many hps trying to get it past original limit of $500. This was before i realized it is not with credit solutions. After a year finally got it to 1200 where it still stands. I wont ever waste another hp on this card and am only keeping for car emergenciesSmiley Wink . I guess if your profile is strong or have high income they may budge but not sure . Gongrats againSmiley Happy
Message 5 of 8
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Established Contributor

Re: Pep Boys Approval

Congratulations on your new SL and make sure you enjoy the card! Have fun!
OpenSky®VSA: $375 | First ProgressMC: $404 | CapOneMC: $605 | CapOneQSMC: $2350 | Cabela'sVSA: $4000 | Barclaycard® RewardsMC: $20000 | BlazeMC: $2000 | First SavingsMC: $1500 | LegacyVSA:$1750 | AMEX BCP®: $9000 | AMEX Hilton Honors™: $6000 l Discover: $5300 | Chase Freedom: $4800 | Chase SLATE: $3800 | CSP®: $7000 | United MileagePlus®: $7000 | Amazon RewardsVSA: $4800 | Old Navy: $4500 | Gap: $4500 | Banana Republic: $4500 | Walmart: $10000 | SamsClub:$10000 | AEO®VSA: $8000 | TJX MC: $6000 | Amazon: $4000 | Belk: $5000 | Macy's: $20000 | J.Crew: $3000 | Overstock: $6200 | SMG VSA: $3800 | Abercrombie: $2100 | Express: $2900 | Buckle: $2500 | Kay: $6750 | PayPal: $3520 | Citi® / AAdvantage® Platinum: $16000 ***FICO08 as of: Dec 19th 2017-EX: 731 | EQ: 727 | TU: 756***



Message 6 of 8
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Valued Contributor

Re: Pep Boys Approval

That is the same type of account as Newegg and they give Auto increases like gangbusters sit back and wait for them. Congrats 💐 op
Open one, close three. Open one, close three.
Message 7 of 8
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Established Contributor

Re: Pep Boys Approval

Congrats on the approval!

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