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Pnc bank (pnc core visa ) Approval $5k. Recon for 10k?

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Regular Contributor

Pnc bank (pnc core visa ) Approval $5k. Recon for 10k?

I received a pre-selected invitation, 3 days a go, applied for it today but I was only approved for $5k.
 
Should I wait until I get the actual card before calling recon? 
Or could I call them now even though I don't have an account number?
 
Has anyone had success with PNC BANK with upping the limit immediately? 
I've done it before with wellsfargo when they gave me a visa card with only 2500$ and I asked for $5000,
they gave it to me. 
I haven't hear of any one recon SLC on pnc bank!
 
my Experian Vantage Score from yesterday 10/26/2019 was 741!!
can any one point me out on how to recon this SLC please?

Update:
I Also received a BBVA pre-qualified invitation few days a go,
should I go for it ?
Do they hp Experian ? I already had 10 hp with today’s PNC app!!

 

update #2:

I just applied for the BBVA clears points credit card and I was approved with a SLC of 10k$

should I recon the 10k SLC?, if so how should I aproch it?  

tu 758 credit karma 10/27/2019
eq 752 credit karma 10/27/2019
ex 741 Experian Vantage Score 10/27/2019
discover 14800$
american express 10k$
elan visa 10800$
wellsfargo visa 9800$
wellsfargo american propel 6000$
bbt visa 6000$
bbt mastercard 6000$

Message 1 of 15
14 REPLIES 14
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Super Contributor

Re: Pnc bank (pnc core visa ) Approval $5k. Recon for 10k?

Congratulations on your approval!
Message 2 of 15
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Established Contributor

Re: Pnc bank (pnc core visa ) Approval $5k. Recon for 10k?

Congratulations on your approval!!!



Message 3 of 15
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Super Contributor

Re: Pnc bank (pnc core visa ) Approval $5k. Recon for 10k?

Congrats on your approval. 

Your VantageScores are useless, pull your real FICO scores. You can get them all from Experian for $1 through a trial of CreditWorks Premium, just cancel the trial afterwards. FICO can be insanely different from Vantage, over 100 points in either direction has been reported. 

I don't believe this bank is known to recon, maybe others can give a suggestion here. 



01/2019:
03/2020:

Closed: CareCredit $10K, B&H Payboo $7500
Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.


P.S. I’m a dude, yo!
Message 4 of 15
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Valued Contributor

Re: Pnc bank (pnc core visa ) Approval $5k. Recon for 10k?

They're straight shooters when you call the backdoor #.  If you really need it then go for it.  

500K+ TCL / 800+ FCOs
Message 5 of 15
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Super Contributor

Re: Pnc bank (pnc core visa ) Approval $5k. Recon for 10k?

Congrats on your new PNC card



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>04/2020 CCT EX 834 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 6 of 15
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Super Contributor

Re: Pnc bank (pnc core visa ) Approval $5k. Recon for 10k?

 

Congrats!!

 

Message 7 of 15
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Valued Contributor

Re: Pnc bank (pnc core visa ) Approval $5k. Recon for 10k?

Congrats on your approval! Maybe wait til the card comes in the mail and call to see if they can raise your limit. Haven’t heard any success stories with it but you never know.

I bank with PNC and chase. I received a pre selected to apply for the cash rewards visa with 16.74% APR but I’m sitting on that offer until end of November
April 2020
Experian Fico 8. 701
Transunion Fico 8. 711
Equifax Fico 8. 717

Capital one QS. $600
Credit one. $300. (Soon to close )
Capital one QS1. $2250
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $12,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

All cards opened between Oct 2018. - March 2020

Message 8 of 15
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Regular Contributor

Re: Pnc bank (pnc core visa ) Approval $5k. Recon for 10k?

You can try to call but they'll 99.99% tell you no.
You can ask for SP CLI every 6 months, and you can even find the exact date in the website and the app. You can't ask for CLI at all until 6 months pass from your approval or last CLI.

I tried with my premier traveler and that was their response.

On the bright side they're usually generous with their 6 months CLI. My friend went from 1000$ to 3000 or 4000 and I went from 12500 to 17500.

Amex Platinum (NPSL); Amex Gold (NPSL); Amex Green (NPSL); HH Surpass (36.6k); Amex BBP (27k); Macy's Store (25k); PNC CR (17.5k); B&H Payboo (16.5k); HSBC Premier WEMC (14.5k); Amazon Store (10k); AEO Visa (10k); GAP Visa (10k); PNC Premier Traveler (9.5k); HSBC Advance (7.5k); Rakuten Visa (5k); Discover It (4.2k); Nordstrom Store (4k); Discover It (3k); Citi AA Platinum (2.5k); Apple Card (2.5k); Delta Platinum (1.4k); Charles Schwab Investor (1k); Amex Everyday (1k); BofA CR (1k); Citi TYP (1k); TJX MC (0.8k); Deserve Edu (0.5k)
Started collecting cards: Oct/2018
Inquiries: EX (25); TU (27); EQ (17)
Message 9 of 15
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Valued Contributor

Re: Pnc bank (pnc core visa ) Approval $5k. Recon for 10k?

Congrats on your approval!!
Message 10 of 15
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