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Powerful $49,000 PenFed CC Instant Approval

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Established Contributor

Powerful $49,000 PenFed CC Instant Approval

NFCU is jacking with me with no decision on a CLI so I applied for the PenFed Power Cash card.  Low and behold I got this message:

 

Congratulations!

Your application has been approved for a credit line of $49,000.00 with a purchase and cash advanceAPR of 14.74%.

 

The APR is not the greatest but I'm not mad at them.  I usually PIF so it's not a huge issue.  Considering I had to recon one year ago to get a $1000 SL on a Promise I am feeling pretty good right now.  This is one powerful Power Cash Card.

 

HAPPY DANCE !!!!

Message 1 of 25
24 REPLIES 24
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Established Contributor

Re: Powerful $49,000 PenFed CC Instant Approval

Sorry your SL couldn't have been a bit higher.





Smiley Tongue

Congrats! Amazing SL! 🎉🤸🏼‍♀️🎉
Message 2 of 25
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Frequent Contributor

Re: Powerful $49,000 PenFed CC Instant Approval

That is awesome! I love PenFed

Current Score 6-11-20: TU: 821 EX: 837 EQ: 813
Goal Score:ACHIEVED - 800 Across the Board
In My Wallet: Cap1 QS - PenFed Power Cash Rewards - PenFed Promise - AmEx Delta Gold - AmEx Platinum - DISCO - NFCU Cash Rewards - AmEx Simply Cash Business - Chase Sapphire Preferred

Message 3 of 25
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Moderator

Re: Powerful $49,000 PenFed CC Instant Approval

VERY impressive! PenFed likes me, very much even, but they don't love me like that.
Message 4 of 25
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Established Contributor

Re: Powerful $49,000 PenFed CC Instant Approval

@River123

Do you mind sharing your Data Points?

Much appreciated. Smiley Happy
Message 5 of 25
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Established Contributor

Re: Powerful $49,000 PenFed CC Instant Approval

Awesome

Message 6 of 25
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Senior Contributor

Re: Powerful $49,000 PenFed CC Instant Approval

Wow....I'm speechless!!!   Smiley Surprised

 

Nobody has ever loved me like that!!!  Good on ya!!



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 7 of 25
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Frequent Contributor

Re: Powerful $49,000 PenFed CC Instant Approval

congrats if you don't mind me asking what was your nexgen score with them? I have a membership with them and would like to get a card to do a balance transfer.

Message 8 of 25
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Valued Contributor

Re: Powerful $49,000 PenFed CC Instant Approval


@River123 wrote:

NFCU is jacking with me with no decision on a CLI so I applied for the PenFed Power Cash card.  Low and behold I got this message:

 

Congratulations!

Your application has been approved for a credit line of $49,000.00 with a purchase and cash advanceAPR of 14.74%.

 

The APR is not the greatest but I'm not mad at them.  I usually PIF so it's not a huge issue.  Considering I had to recon one year ago to get a $1000 SL on a Promise I am feeling pretty good right now.  This is one powerful Power Cash Card.

 

HAPPY DANCE !!!!


Congrats! And here I thought my $26,100 Promise card was high. For your approval, was it a cold app or was this one of your pre-approved offers? I have pre-approvals for all their cards except Gold right now for $23,000. I'd rather just PC my worthless Promise into the Power Cash.


Message 9 of 25
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Established Contributor

Re: Powerful $49,000 PenFed CC Instant Approval


@undrtkr65 wrote:

congrats if you don't mind me asking what was your nexgen score with them? I have a membership with them and would like to get a card to do a balance transfer.


NG was 714 

EX 809

EQ 748 

TU 804

 

I have a Promise with a $1,000 limit on it that I got by recon (original app denied) last year around April or so. Never got any preapprovals or auto CLI's from them. 

Message 10 of 25
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