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Powerful $49,000 PenFed CC Instant Approval

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Established Contributor

Re: Powerful $49,000 PenFed CC Instant Approval


@Total80sKid wrote:
@River123

Do you mind sharing your Data Points?

Much appreciated. Smiley Happy

NG was 714 

EX 809 -  5 Inq

EQ 748 - 10 Inq - 1 old paid medical collection

TU 804 - 5 Inq

All inquiries are over 6 months old

AOA 2 years or so.  Oldest account 40+ years (closed)

Income $189,000 annually

 

I have a Promise with a $1,000 limit on it that I got by recon (original app denied) last year around April 2016 or so. Never got any preapprovals or auto CLI's from them. 

Message 11 of 25
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Regular Contributor

Re: Powerful $49,000 PenFed CC Instant Approval

Too bad we can't curse on here, because that is definitely worthy of a holy *&$#!

Message 12 of 25
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Established Contributor

Re: Powerful $49,000 PenFed CC Instant Approval


@CO_NATIVE wrote:

@River123 wrote:

NFCU is jacking with me with no decision on a CLI so I applied for the PenFed Power Cash card.  Low and behold I got this message:

 

Congratulations!

Your application has been approved for a credit line of $49,000.00 with a purchase and cash advanceAPR of 14.74%.

 

The APR is not the greatest but I'm not mad at them.  I usually PIF so it's not a huge issue.  Considering I had to recon one year ago to get a $1000 SL on a Promise I am feeling pretty good right now.  This is one powerful Power Cash Card.

 

HAPPY DANCE !!!!


Congrats! And here I thought my $26,100 Promise card was high. For your approval, was it a cold app or was this one of your pre-approved offers? I have pre-approvals for all their cards except Gold right now for $23,000. I'd rather just PC my worthless Promise into the Power Cash.


Cold app.  Never received any pre-approvals from them.  Had to recon the promise card when I first joined them a year ago and they gave me a $1000 SL and I never received an CL increases.

Message 13 of 25
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Regular Contributor

Re: Powerful $49,000 PenFed CC Instant Approval

Nice sl.....
M.Ed., NCC; TU8 760; EQ 775; EX 737; 1% util, Total Available Credit $350k+
Message 14 of 25
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Established Contributor

Re: Powerful $49,000 PenFed CC Instant Approval

Impressive...congrats!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 15 of 25
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Senior Contributor

Re: Powerful $49,000 PenFed CC Instant Approval

Congrats!

 

 

Powerful? That's a new one.

Message 16 of 25
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Valued Contributor

Re: Powerful $49,000 PenFed CC Instant Approval

Meh Smiley Wink

 

Amex Green • Amex BCP • Amex HH (Aspire®) • Barclay Rewards • Chase World of Hyatt • Chase FU • Capital One Quicksilver • Discover it • PENFED Platinum Rewards • Marvel MC • Amazon Store • Kohls Store • CL $109,330 • Car Loan (PENFED) 1.99% PAID

FICO® 8 Scores 805-812 FICO® 9 Equifax 822
Message 17 of 25
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Regular Contributor

Re: Powerful $49,000 PenFed CC Instant Approval

Woo Hoo.  Great job..   That is serious love.  Smiley Tongue

Message 18 of 25
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Frequent Contributor

Re: Powerful $49,000 PenFed CC Instant Approval

original-2.jpg

FICO 8:  EQ:687  TU:728  EX:735
Message 19 of 25
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Established Contributor

Re: Powerful $49,000 PenFed CC Instant Approval


@donny10 wrote:

Congrats!

 

 

Powerful? That's a new one.


Many, many years ago my mother was in her 90's and came to visit.  She was in the living room looking at the 65 inch TV (that was big years ago) and she said "Thats a powerful TV."  Since that time when something is big we say it's powerbul and think fondly of her.

Message 20 of 25
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