Do you mind sharing your Data Points?
NG was 714
EX 809 - 5 Inq
EQ 748 - 10 Inq - 1 old paid medical collection
TU 804 - 5 Inq
All inquiries are over 6 months old
AOA 2 years or so. Oldest account 40+ years (closed)
Income $189,000 annually
I have a Promise with a $1,000 limit on it that I got by recon (original app denied) last year around April 2016 or so. Never got any preapprovals or auto CLI's from them.
NFCU is jacking with me with no decision on a CLI so I applied for the PenFed Power Cash card. Low and behold I got this message:
Your application has been approved for a credit line of $49,000.00 with a purchase and cash advanceAPR of 14.74%.
The APR is not the greatest but I'm not mad at them. I usually PIF so it's not a huge issue. Considering I had to recon one year ago to get a $1000 SL on a Promise I am feeling pretty good right now. This is one powerful Power Cash Card.
HAPPY DANCE !!!!
Congrats! And here I thought my $26,100 Promise card was high. For your approval, was it a cold app or was this one of your pre-approved offers? I have pre-approvals for all their cards except Gold right now for $23,000. I'd rather just PC my worthless Promise into the Power Cash.
Cold app. Never received any pre-approvals from them. Had to recon the promise card when I first joined them a year ago and they gave me a $1000 SL and I never received an CL increases.
Powerful? That's a new one.
Many, many years ago my mother was in her 90's and came to visit. She was in the living room looking at the 65 inch TV (that was big years ago) and she said "Thats a powerful TV." Since that time when something is big we say it's powerbul and think fondly of her.