cancel
Showing results for 
Search instead for 
Did you mean: 

Pre-Approved AMEX BONVOY BRILLIANT, APPROVED !!

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Contributor

Pre-Approved AMEX BONVOY BRILLIANT, APPROVED !!

I decided to take at look at the specs on the BONVOY BRILLIANT card again, since I had my eye on that card previously. I hit the "APPLY" button, and I was surprised and happy to see that I was "PRE-APPROVED".

 

I went ahead and submitted that application, and got INSTANT APPROVAL for a $5,000 SL.

I would have preferred a higher SL, but that's an improvment over the low $1K SL they gave me on the CASH MAGNET 7 months ago.

I assume this will be a SP since I got a Amex Platinum Card approval just a few days ago...

All this said, I have had a very very very good SPREE that last 10 days or so...
*BOA CASH REWARDS CARD CLI from $5,500 up to $15,000
*BOA PREMIUM REWARDS CARD CLI from $7,500 up to $15,000
*New DISCOVER IT MILES CARD APPROVED for $15,000
*New AMEX PLATINUM CARD APPROVED
*New AMEX BONVOY BRILLIANT CARD APPROVAL for $5,000

7 months ago I had only 2 cards in my wallet.
( Cap One Secured Platinum - $500 CL, and a Cap One Platinum unsecured -$3500 CL ), so only $4,00 total.

Fast Forward 7 months, and now I have 11 cards, a total CL of $97,500, and my credit scores have incresed about 30 points.
AMEX PLATINUM CARD
AMEX GOLD CARD
AMEX BONVOY BRILLIANT CARD - $5,000
AMEX CASH MAGNET CARD - $1,000

BANK OF AMERICA CASH REWARDS CARD - $15,000
BANK OF AMERICA PREMIUM REWARDS CARD - $15,000
CAP ONE VENTURE CARD - $30,000
CAP ONE QUICK SILVER CARD - $3,500
CAP ONE PLATINUM SECURED CARD - $500
FILDELITY INVESTMENT REWARDS CARD - $12,500
DISCOVERY IT MILES CARD - $15,000

I am hoping to hit the $100,000 mark in terms of total CL, so I got $2,500 to go, but I do NOT want to add any more cards. I will just try and reach that goal by getting a CLI on either my FIDLEITY REWARDS CARD, or the CAP ONE QUICKSILVER.

CAP ONE ctually declined my reequest for a CLI on the QUICKSILVER last week though. They stated reason being that I had too LOW RECENT USAGE on that card. That said, I am going to use it a lot the next month or two, and then try again for the CLI on that card.
Other than that, I am in THE GARDEN for awhile....

GoingGold
*UPDATED AS OF 09/09/2019*
EQ: 712 ___ TU: 708 ___ EX: 689
Utlz:1% ___ Old Lates/COs: 2 ___ Collections: 0 ___ Public Records: 0 ___ Last Late: 2.1 yrs ___ AAoA: 7.1 yrs ___ AAoOA: 23.10 yrs

AMEX PLATINUM ___ AMEX GOLD = $3,000 (P.O.T) ___ AMEX BONVOY BRILLIANT = $5,000 ___ AMEX CASH MAGNET = $1,000
CAP ONE VENTURE = $30,000 ___ CAP ONE QUICKSILVER = $3,500 ___ CAP ONE PLATINUM SECURED = $500
BANK OF AMERICA CASH REWARDS = $15,000 ___ BANK OF AMERICA PREMIUM REWARDS = $15,000
DISCOVER IT MILES = $15,000 ___ FIDELITY INVESTMENTS CASH REWARDS = $16,500
**TOTAL OVERALL CREDIT LIMIT = $101,500, or $104,500 if you include the Amex Gold P.O.T option CL.
Message 1 of 18
17 REPLIES 17
Highlighted
Moderator

Re: Pre-Approved AMEX BONVOY BRILLIANT, APPROVED !!

Grats on the new card Smiley Happy

Policy is HP on first approval, SPs on subsequent.
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 2 of 18
Highlighted
Contributor

Re: Pre-Approved AMEX BONVOY BRILLIANT, APPROVED !!


@gdale6 wrote:
Grats on the new card Smiley Happy

Policy is HP on first approval, SPs on subsequent.

Thanks !

GoingGold
*UPDATED AS OF 09/09/2019*
EQ: 712 ___ TU: 708 ___ EX: 689
Utlz:1% ___ Old Lates/COs: 2 ___ Collections: 0 ___ Public Records: 0 ___ Last Late: 2.1 yrs ___ AAoA: 7.1 yrs ___ AAoOA: 23.10 yrs

AMEX PLATINUM ___ AMEX GOLD = $3,000 (P.O.T) ___ AMEX BONVOY BRILLIANT = $5,000 ___ AMEX CASH MAGNET = $1,000
CAP ONE VENTURE = $30,000 ___ CAP ONE QUICKSILVER = $3,500 ___ CAP ONE PLATINUM SECURED = $500
BANK OF AMERICA CASH REWARDS = $15,000 ___ BANK OF AMERICA PREMIUM REWARDS = $15,000
DISCOVER IT MILES = $15,000 ___ FIDELITY INVESTMENTS CASH REWARDS = $16,500
**TOTAL OVERALL CREDIT LIMIT = $101,500, or $104,500 if you include the Amex Gold P.O.T option CL.
Message 3 of 18
Highlighted
Frequent Contributor

Re: Pre-Approved AMEX BONVOY BRILLIANT, APPROVED !!

It sounds like a good time to let things age. That seems like a lot to put on in such a short time.



RIP: EECU PLOC | BBVA PLOC | Chase SP | Chase Amazon | Chase Freedom | WF Propel | Cap1 QS | AMEX Gold
Message 4 of 18
Highlighted
Contributor

Re: Pre-Approved AMEX BONVOY BRILLIANT, APPROVED !!


@CramEiko wrote:

It sounds like a good time to let things age. That seems like a lot to put on in such a short time.


Yes, agree. I'm done & done..  LOL

GoingGold
*UPDATED AS OF 09/09/2019*
EQ: 712 ___ TU: 708 ___ EX: 689
Utlz:1% ___ Old Lates/COs: 2 ___ Collections: 0 ___ Public Records: 0 ___ Last Late: 2.1 yrs ___ AAoA: 7.1 yrs ___ AAoOA: 23.10 yrs

AMEX PLATINUM ___ AMEX GOLD = $3,000 (P.O.T) ___ AMEX BONVOY BRILLIANT = $5,000 ___ AMEX CASH MAGNET = $1,000
CAP ONE VENTURE = $30,000 ___ CAP ONE QUICKSILVER = $3,500 ___ CAP ONE PLATINUM SECURED = $500
BANK OF AMERICA CASH REWARDS = $15,000 ___ BANK OF AMERICA PREMIUM REWARDS = $15,000
DISCOVER IT MILES = $15,000 ___ FIDELITY INVESTMENTS CASH REWARDS = $16,500
**TOTAL OVERALL CREDIT LIMIT = $101,500, or $104,500 if you include the Amex Gold P.O.T option CL.
Message 5 of 18
Highlighted
Established Contributor

Re: Pre-Approved AMEX BONVOY BRILLIANT, APPROVED !!

Congratulations on the approval!

Fico Scores as of March 2020 TU (739) EX (748) EQ (776)



Message 6 of 18
Highlighted
Moderator

Re: Pre-Approved AMEX BONVOY BRILLIANT, APPROVED !!

Congrats on your approval, future gardener! 

Message 7 of 18
Highlighted
Valued Contributor

Re: Pre-Approved AMEX BONVOY BRILLIANT, APPROVED !!

Congrats on the approval!! I'm a tad bit envious! I so want this card! Enjoy!!!

"Hover mouse over cards to see CL and APR info"


Message 8 of 18
Highlighted
Contributor

Re: Pre-Approved AMEX BONVOY BRILLIANT, APPROVED !!


@ItsPossible wrote:

Congrats on the approval!! I'm a tad bit envious! I so want this card! Enjoy!!!


I will keep my fingers crossed for you ! 

Have faith my friend. It will happen.

GoingGold
*UPDATED AS OF 09/09/2019*
EQ: 712 ___ TU: 708 ___ EX: 689
Utlz:1% ___ Old Lates/COs: 2 ___ Collections: 0 ___ Public Records: 0 ___ Last Late: 2.1 yrs ___ AAoA: 7.1 yrs ___ AAoOA: 23.10 yrs

AMEX PLATINUM ___ AMEX GOLD = $3,000 (P.O.T) ___ AMEX BONVOY BRILLIANT = $5,000 ___ AMEX CASH MAGNET = $1,000
CAP ONE VENTURE = $30,000 ___ CAP ONE QUICKSILVER = $3,500 ___ CAP ONE PLATINUM SECURED = $500
BANK OF AMERICA CASH REWARDS = $15,000 ___ BANK OF AMERICA PREMIUM REWARDS = $15,000
DISCOVER IT MILES = $15,000 ___ FIDELITY INVESTMENTS CASH REWARDS = $16,500
**TOTAL OVERALL CREDIT LIMIT = $101,500, or $104,500 if you include the Amex Gold P.O.T option CL.
Message 9 of 18
Highlighted
Valued Contributor

Re: Pre-Approved AMEX BONVOY BRILLIANT, APPROVED !!

BOOM !!!...You...

awesome congratulations GIF by Slanted Studios

BIG CONGRATS  on your VERY  successful 7 month app/CLI Spree - That's how it's DONE!!! 

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33K | NFCU Flagship VS $15K
Apple Card WEMC $6K | Macy's AMEX $4.5K | PenFed Power Cash Rewards VS $7.5K

TCL - $194K+ | Rebuilding since April 2018
Message 10 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.