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Hello All,
Ulta employees will inform you if you are "pre-approved"at the register! You will confirm your address, phone number and put in the last 4 of your social security number. This pretty much describes the process but the Chickie behind the counter was like, "let's see if it approves you". Hmm. I went for it because, I like to take risks sometimes and I really wanted a card for this store. Now Macy's won't be only cosmetics card!
After approval, I received a slip with my credit limit ($750.00 )and it only mentions Ulta Credit Card with no mention of Mastercard. The APR was higher than 23%. I am still excited because it was a win! My credit score (mostly utilization) has suffered from buying a house, a new car, furnishing the home and sending the kiddies (both) off to college. So, I was happy to accept! I also know that Comenity has rewarded me with credilt increases on my other cards from $250 starting limits ( became 2500 in a year) when I was just building to 8K+ starting limits (after closing). So, I"m looking forward to growing this card too!
Some times is better not to listen to"Chickie" lol
LOL. EXACTLY!
Call RoboLady (not Chickie) next day after approval for cli, you should get another $300 or maybe more.
Congrats on getting a card you wanted. I know the feeling you speak of being a fellow risk taker lol . Enjoy it !
Congrats on the approval