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Pre-Approved for Ulta Credit Card at the Register

abutterflydream
New Contributor

Pre-Approved for Ulta Credit Card at the Register

Hello All,

 

Ulta employees will inform you if you are "pre-approved"at the register!   You will confirm your address, phone number and put in the last 4 of your social security number.  This pretty much describes the process but the Chickie behind the counter was like,  "let's see if it approves you".  Hmm.   I went for it because, I like to take risks sometimes and I really wanted a card for this store.  Now Macy's won't be only cosmetics card!  

 

After approval, I received a slip with my credit limit ($750.00 )and it only mentions Ulta Credit Card with no mention of Mastercard.  The APR was higher than 23%.  I am still excited because it was a win!  My credit score (mostly utilization) has suffered from buying a house, a new car, furnishing the home and sending the kiddies (both) off to college.  So, I was happy to accept!   I also know that Comenity has rewarded me with credilt increases on my other cards from $250 starting limits ( became 2500 in a year) when I was just building to 8K+ starting limits (after closing).   So, I"m looking forward to growing this card too! Cat Happy

 

 

Message 1 of 12
11 REPLIES 11
AverageJoesCredit
Community Leader
Mega Contributor

Re: Pre-Approved for Ulta Credit Card at the Register

Nothing wrong with treating yourself to a litlle sumpin sumpinSmiley Happy
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 2 of 12
peghede
Valued Contributor

Re: Pre-Approved for Ulta Credit Card at the Register

Some times is better not to listen to"Chickie" lol

Message 3 of 12
abutterflydream
New Contributor

Re: Pre-Approved for Ulta Credit Card at the Register

LOL.  EXACTLY!

Message 4 of 12
peghede
Valued Contributor

Re: Pre-Approved for Ulta Credit Card at the Register

Call RoboLady (not Chickie) next day after approval for cli, you should get another $300 or maybe more.

Message 5 of 12
ls2016
Frequent Contributor

Re: Pre-Approved for Ulta Credit Card at the Register

Congrats on the approval. I was pre-approved last month as well and accepted (limit $2000 MC). Why I took it, I have no idea, since I don't wear make-up. But, I'm sure my 19-year-old daughter will put it to great use. Maybe I can start trying to be a little cute! Smiley Happy
Current FICO 8s: Ex 726, Tu 746, Eq 716
Current FICO 9s: Ex 748, Tu ?? Eq 725
Total TLs: $160,000
32 (30-60 day) mortgage lates remain
Message 6 of 12
metech
Regular Contributor

Re: Pre-Approved for Ulta Credit Card at the Register

Congrats on getting a card you wanted. I know the feeling you speak of being a fellow risk taker lol . Enjoy it !

Message 7 of 12
DavioKanuri
Established Contributor

Re: Pre-Approved for Ulta Credit Card at the Register

This is great news! Congratulations on your new card.. .
OpenSky®VSA: $375 | First ProgressMC: $404 | CapOneMC: $605 | CapOneQSMC: $2350 | Cabela'sVSA: $4000 | Barclaycard® RewardsMC: $20000 | BlazeMC: $2000 | First SavingsMC: $1500 | LegacyVSA:$1750 | AMEX BCP®: $9000 | AMEX Hilton Honors™: $6000 l Discover: $5300 | Chase Freedom: $4800 | Chase SLATE: $3800 | CSP®: $7000 | United MileagePlus®: $7000 | Amazon RewardsVSA: $4800 | Old Navy: $4500 | Gap: $4500 | Banana Republic: $4500 | Walmart: $10000 | SamsClub:$10000 | AEO®VSA: $8000 | TJX MC: $6000 | Amazon: $4000 | Belk: $5000 | Macy's: $20000 | J.Crew: $3000 | Overstock: $6200 | SMG VSA: $3800 | Abercrombie: $2100 | Express: $2900 | Buckle: $2500 | Kay: $6750 | PayPal: $3520 | Citi® / AAdvantage® Platinum: $16000 ***FICO08 as of: Dec 19th 2017-EX: 731 | EQ: 727 | TU: 756***



Message 8 of 12
JoeLuvsHisCredit
Valued Contributor

Re: Pre-Approved for Ulta Credit Card at the Register

Congrats on the approval

Message 9 of 12
er1985
New Member

Re: Pre-Approved for Ulta Credit Card at the Register

Congrats! Do you know if this was a hard or soft pull for you?
Message 10 of 12
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