Pre approved Quicksilver offer with credit steps

Howaboutthat · ‎04-10-2019

My wife got a couple of nice pre approvals from AMEX (Cash Magnet $3000.00)and Citi (Rewards+) Today she received a pre approval from Cap1(Quicksilver) but it’s with the credit steps program. Is there a way to see the credit limit offer before she accepts. She doesn’t want a low limit card Cap1 card with credit steps knowing how Cap1 behaves.

What say you.

Shooting-For-800 · ‎04-10-2019

See if she prequals for Venture not Venture One.

If so, she should get $5k+ SL.

QuickSilver can start as high as $10k (or maybe more).

I have received several at $10k SL in the past.

Rebuild started in 2014 - $100k unsecured credit in 2017 - $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

pinkandgrey · ‎04-10-2019

The credit steps thing is giving me pause, but do check her other Cap1 prequals. If just the QS and Plat, maybe hold off on Capital One

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k

Howaboutthat · ‎05-01-2019

She received another offer without credit steps(I may have read it wrong) and was approved for $2000. Should she recon for higher SL.

Anonymous · ‎05-01-2019

@Shooting-For-800 wrote:
See if she prequals for Venture not Venture One.

If so, she should get $5k+ SL.

QuickSilver can start as high as $10k (or maybe more).

I have received several at $10k SL in the past.

I checked my Cap 1 prequals today and I have the Venture card on my list with both Savors and QuickSilver. I was not looking to do any more apps for a year but if I can ditch that awful$600 bucket card...They all have a specific apr (which seems high to me) I really need to learn patience but if this is a sign to upgrade, I'd take it.

gdale6 · ‎05-01-2019

@Howaboutthat wrote:
She received another offer without credit steps(I may have read it wrong) and was approved for $2000. Should she recon for higher SL.

Cap 1 cannot be reconned for anything, humans cannot override their computers... Grats on the new card

Howaboutthat · ‎05-01-2019

@gdale6 wrote:
@Howaboutthat wrote:
She received another offer without credit steps(I may have read it wrong) and was approved for $2000. Should she recon for higher SL.
Cap 1 cannot be reconned for anything, humans cannot override their computers... Grats on the new card

That had me cracking up😂😂😂. $2000 it is, thanks.