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Pre-selected for Home Depot Credit Card

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Regular Contributor

Pre-selected for Home Depot Credit Card

Took a chance with the invitation with tons of inquiries on Exp and Eq. I completed the app and it gave me a code 25 to call in. The CSR texted me a code to read back to her. She asked me if I had a particular credit line in mind. I said $1000. She placed me on hold and came back and said ‘Congratulations. You’ve been approved with a credit line of $1000.I was shocked! Citibank with all my inquiries approved me. Lol. Wow. Equifax was pulled.

23 inquiries on Experian. 26 inquiries on Equifax including this last pull.

FICO Scores 701 on Exp, 716 on Eq.
4 REPLIES 4
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Regular Contributor

Re: Pre-selected for Home Depot Credit Card

Congrats!! Waiting till next year to apply for that card.
Amex Platinum, Amex Cash Magnet Preferred- $4000, Amex Delta Platinum- $3000, Amex Marriot Bonvoy - $1000, Discover IT- $2600, JetBlue Plus World Elite MasterCard- $9600, Costco Citi- $9600, Capital One QS- $1450, Best Buy Citi Visa- $6000, Capital One GM- $500, Care Credit-$15,000, Merrick Bank- $1000, Paypal Credit- $4000, Amazon Prime Store Card- $6000, PayPal Extras Mastercard- $5000, Bloomingdales Card- $2000, Citi Double- $4200, HSBC Gold- $1200, Wayfair- $2000, Home Depot- $3000

04/04/19 Fico 8 EQ 700 TU 703 EX 706 - FICO 9 EQ 712 TU 707 EX 677- FICO Mortgage EQ 703 TU 716 EX 693
INQ EQ 6 TU 10 EX 16 Utilization EQ 18% TU 18% EX 18%
HSBC Mortgage $116,910 Rate 3.75%
Message 2 of 5
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Community Leader
Mega Contributor

Re: Pre-selected for Home Depot Credit Card

Congrats, they were probably happy you shot lowSmiley Wink. Next time you are actually asked what kind of limit you were looking for , shoot for the moon. Not everyday we get to at least say to a csr what we wantSmiley Wink.
Message 3 of 5
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Established Contributor

Re: Pre-selected for Home Depot Credit Card

Congratulations but I think you left some on the table 

Message 4 of 5
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Valued Contributor

Re: Pre-selected for Home Depot Credit Card

yup he left money on the table ,i can see it from here

Message 5 of 5
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