Last Wednesday I went on an app spree in the following order
Amex BCE: instant 10k SL
Marvel: 2k SL, CLI to 6k
Cap 1 QS VS: 7-10 day msg
The letter arrived today. Approved for 5k. So no denials whatsoever last week. 21k haul. Is there anything I can do in the short term with this acct, like PC or CLI?
Amex BCE: instant 10k SL
Marvel: 2k SL, CLI to 6k
Cap 1 QS VS: 7-10 day msg
The letter arrived today. Approved for 5k. So no denials whatsoever last week. 21k haul. Is there anything I can do in the short term with this acct, like PC or CLI?
I'm here to get my steak 
Congratulations!! They didn't ask you for verification or anything?
@Anonymous wrote:I'm here to get my steak
No. Just sent a letter. I had to verify with Marvel, and DW did too. Didn't have to with AMEX. Pretty smooth sailing for me. Something just struck me. I won't be able to combine my 3500 QS1 into this QS VS. Dammit. That was the point of applying.
Can I app for the Venture or Venture One on the same HP right now? Last year I thought I read here that I can do two apps on a HP within 30 days. Yesterday I read a post where someone said you can do that on the same day online. Can we get some clarification on that? I BT my QS1 balance to my AMEX the other night to buy a few weeks to PIF that balance, but my QS1 balance hasn't zerod out yet and neither has my furniture acct.v I would've just PIF the QS1 if I had known BT payoffs could take more than a few days.
Tomorrow is picture day for QS1 and the furniture account. I don't want balances reporting. WAHHHHH, I worked so hard for this moment. Now I might have to wait another month for everything to settle on my CRAs.
@Anonymous wrote:
Why won't you be able to combine the QS1 into the QS? I've been hearing quite a few people lately saying that they have been able to combine a card that was at least 6 months old into their new cards (that weren't 6 months old). Also, it's way too late to app for a Venture and combine the HP. Plus there have been a few people lately who have been instantly denied on the 2nd app attempt for already having another app pending, so not sure if that 2 apps for 1 HP works anymore.
And yes, BT take awhile. Most get them done in 4-8 days, but other lenders take much longer. Not sure how long Amex takes with BT.
QS1 is Mastercard. QS VS is Visa.
Okay I guess I'm still in the Garden. I'm at 52k in revolving limit. I don't want a Disco IT 1-2k SL card. I'll wait until May 20, 2017 before I app for anything else. But I may need to rescore for the lower mtg interest rate in a few months.
Holy cow that's awesome. What's the minimum time frame before I can combine one into the other?
In that case my QS1 is almost a year old, but I got a CLI yesterday if that matters. I wouldn't mind a 8500 QS1 mutant. Then I could apply for another QS next year. The interest free period has passed but I don't intend to carry balances.