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QS1 CLI WOOOOOOT!

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Frequent Contributor

QS1 CLI WOOOOOOT!

So I have been requesting CLI after my statements which have only been two so far and denied both times

 

Well I was reading that most people can actually get a CLI at 70 days so I looked and I am EXACTLY 70 days from opening account.

 

I had $500 starting limit and my other Capone card only got a $100 CLI in jan so I was hoping for $250 CLI and then credit steps to give $250 as well so that I would have $1000 total credit.

 

Well to my surprise they gave me a $1000!!! increase so now I have $1500CL!!!

 

I'm very happy I feel like I'm actually getting somewhere.

 

Thank you myfico.

Starting Scores 8/24/14 FICO TU:507 EQ:500
Scores as of 1/1/2016 FICO TU:633 EQ: 622
Scores as of 1/1/2017 FICO TU:759 EX:693 EQ:694
Scores as of 1/1/2018 FICO TU: 751 EX: 739 EQ: 735
Scores as of 1/1/2019 FICO TU: 786 EX: 801 EQ: 796
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9 REPLIES 9
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Contributor

Re: QS1 CLI WOOOOOOT!

Seems like they are showing the love today. I just got an email that they raised my credit limit by 2k and I didn't even request one Smiley Happy Totally happy!! 

myFICO's : EQ: 643 // TU: 635// EXP:645

WALLET: Victoria Secret $650 | Simply Be $850 | BOA Cash Rewards $300 I Cap 1 Secured $500 | Cap 1 Plat $4k |Chase Freedom $2.2k l Full Beauty $450 l Woman Within $450 l Wayfair $1.2k l Citi Double Cash $700 l Game Stop $300l Overstock $1K l Lane Bryant $300 l Ulta $750 l Walmart $700 l Target Red $1k
Amazon Chase $1k l Kohls $300
Message 2 of 10
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Valued Contributor

Re: QS1 CLI WOOOOOOT!

U do heavy usage ?
Message 3 of 10
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Valued Contributor

Re: QS1 CLI WOOOOOOT!

Comgrats! I just got the same thing on my Spark Classic after my 3rd statement cut. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 4 of 10
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Frequent Contributor

Re: QS1 CLI WOOOOOOT!

I made sure to get close to the credit limit then paid in full for the entire amount owed before statement cut, I dont think I made multiple payments on this card, I simply PIF

Starting Scores 8/24/14 FICO TU:507 EQ:500
Scores as of 1/1/2016 FICO TU:633 EQ: 622
Scores as of 1/1/2017 FICO TU:759 EX:693 EQ:694
Scores as of 1/1/2018 FICO TU: 751 EX: 739 EQ: 735
Scores as of 1/1/2019 FICO TU: 786 EX: 801 EQ: 796
Message 5 of 10
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Contributor

Re: QS1 CLI WOOOOOOT!


@kugel wrote:
U do heavy usage ?

Yup. Cap one LOVES heavy usage. I use it for my fico each month Smiley Happy I also make multiple payments per month. 

myFICO's : EQ: 643 // TU: 635// EXP:645

WALLET: Victoria Secret $650 | Simply Be $850 | BOA Cash Rewards $300 I Cap 1 Secured $500 | Cap 1 Plat $4k |Chase Freedom $2.2k l Full Beauty $450 l Woman Within $450 l Wayfair $1.2k l Citi Double Cash $700 l Game Stop $300l Overstock $1K l Lane Bryant $300 l Ulta $750 l Walmart $700 l Target Red $1k
Amazon Chase $1k l Kohls $300
Message 6 of 10
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Valued Contributor

Re: QS1 CLI WOOOOOOT!

My third statement cuts in May 7 hoping to get a nice cli
Doing a hevy usage
is it based on the credit report also
Or mainly the bank history ?
Message 7 of 10
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Frequent Contributor

Re: QS1 CLI WOOOOOOT!

I believe there is a FICO related number they are looking for before giving large CLI and then no late payments on the CR 

 

if all that is met then heavy usage probably does increase what they believe you can handle via some algorithm

Starting Scores 8/24/14 FICO TU:507 EQ:500
Scores as of 1/1/2016 FICO TU:633 EQ: 622
Scores as of 1/1/2017 FICO TU:759 EX:693 EQ:694
Scores as of 1/1/2018 FICO TU: 751 EX: 739 EQ: 735
Scores as of 1/1/2019 FICO TU: 786 EX: 801 EQ: 796
Message 8 of 10
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Community Leader
Senior Contributor

Re: QS1 CLI WOOOOOOT!

Very nice!

Message 9 of 10
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Super Contributor

Re: QS1 CLI WOOOOOOT!

Congratulations!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
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