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QS1 Credit Steps

TradeHenry
Contributor

QS1 Credit Steps

Steps kicked into today as expected. 1 day after my 7th statement.

 

SL was 300 ->800 at 4 mo -->1300 at steps!

 

That rebuild is going strong.

Message 1 of 14
13 REPLIES 13
TradeHenry
Contributor

Re: QS1 Credit Steps

When do i trying for my next CLI? is it from the first one i got, or the one i got today. I want to mark calendar.

Message 2 of 14
kjm79
Valued Contributor

Re: QS1 Credit Steps

6 months from today. Congrats on the increases!


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 3 of 14
beezer32
Regular Contributor

Re: QS1 Credit Steps


@TradeHenry wrote:

Steps kicked into today as expected. 1 day after my 7th statement.

 

SL was 300 ->800 at 4 mo -->1300 at steps!

 

That rebuild is going strong.


Was the $800 bump a luv button one? I too started with $300, luv buttoned on 4th statement to $800 and should get my 'step' on June 23. Hopefully, they give me around $1300 as well. What was you spend/pay habits on this card during this period? Thanks!

Message 4 of 14
TradeHenry
Contributor

Re: QS1 Credit Steps

min bump is min 1300 if you are at 800. You can chat and ask about your steps and they will break it down. I have heard you can get much more on the upside, but 1300 is usually min if you have 800.

 

My scores have dropped and i carried a balance and got the bump. You should be good to go. PIF if you can, for your best bet at a bigger jump

 

ymmv

Message 5 of 14
JustMe3
Valued Contributor

Re: QS1 Credit Steps

Congratulations!!

Message 6 of 14
RonM21
Valued Contributor

Re: QS1 Credit Steps

Congrats on the steps and the rebuild so far
                

Total CL: $314.7kUTL: 2%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | DISC-40.6k | PENFED-38.4k | AMEX-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-13.7k | CHASE-10k

Message 7 of 14
alextercero
Super Contributor

Re: QS1 Credit Steps

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)
Starting Fico 8 Scores:

Current Fico 8 Scores:

Credit Age:

Inquiries:


Message 8 of 14
_NERD
Established Contributor

Re: QS1 Credit Steps

Congratulations

3B profile optimization in progress...
Message 9 of 14
z8achoc18
New Contributor

Re: QS1 Credit Steps

Congrats! My Credit Steps CLI should happen after my June statement cuts... Fingers crossed!!

FICO 08s (8/30/16): EX: 706 TU: 704 EQ: 689
Message 10 of 14
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