cancel
Showing results for 
Search instead for 
Did you mean: 

Quack, Quack Round 3

Highlighted
Super Contributor

Quack, Quack Round 3

So big big thanks to @Overmedicated for pushing me! Round 3, 4 months later. 

 

So, the Quackers like me! Like @Overmedicated , I scored another 5!!

 

So, $11,5 > $16,5 = 😁😁😁

For a collection of our current FICO scoring wisdom, updated as we learn, read the following. Watch the revision dates on the bottom of the first 8 posts as they are regularly updated: Link to Scoring Primer.


RIP:

Oldest/average age varies by bureau. Estimates above.


Updated Oct 2020, unless otherwise noted.

(Forgive typos, mobile.)(Everything said is Just IMHO.)

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? Severity and recency? (clean/dirty), Number of accounts, both open and closed on CRs (thick/thin), AoOA? (Mature/young), AOYRA-Age of Youngest Revolving Account (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/mature/new account, with open loan on record.
If you don't know where you fall, just detail any baddies, your number of open and closed accounts, AoOA, AOYRA and whether you have a loan on record to start.

For utilization questions, list individual and aggregate utilizations, revolving and installment, please.
Message 1 of 22
21 REPLIES 21
Highlighted
Epic Contributor

Re: Quack, Quack Round 3

@Birdman7    Congrats! ..

Message 2 of 22
Highlighted
Frequent Contributor

Re: Quack, Quack Round 3

Grtz on the bump! Smiley Happy

Wallet: Chase FU & Disco IT CB
Sock Drawer: Chase Amazon, State Farm GN
TU 817, EX 817, EQ 826
Message 3 of 22
Highlighted
Valued Contributor

Re: Quack, Quack Round 3

And the crowd goes wild!

 

ducks_unlimited.png

27 FICO Scores + 3 VS3. MTG (Mortgage), AUT (Auto), and BKC (Bankcard) are scores 5,4, and 2 from the top.

Keeper of the Scrolls of ResilienceEQ FICO Resilience Index Score Leaderboard

45 forum members have shared this new credit score. Share yours today!

Message 4 of 22
Highlighted
Community Leader
Valued Contributor

Re: Quack, Quack Round 3

Congrats on the increase!  I'm glad I'm a bad influence Smiley Wink

 FICO 8
Message 5 of 22
Highlighted
Valued Contributor

Re: Quack, Quack Round 3

Congratulations, nice bump! 👍

Current as of October 3rd
TCL $129.6 - 7%UTL $22.2K - Remaining SL Balance
FICO 08 EQ722, TU723, EX728 || Mortgage Scores: EQ 724, Tu 694, EX 722

PSECU $30K || CHASE $9.6K || NAVYFED $66.1K || DISCOVER $20.9 || Store CC $3k CL soon to be closed

Restarted my rebuild in April 2018
(1) Unpaid CO from 2015 - Paid Aug 2020
17 Open acounts 6 closed
9 Open loans / 2 Closed || DTI 4.3%
AOYRA (2) at 13 months || AoOA (2) at 23 years || AAoA 9.9years AAoRA Calculating months

Inquiries: 0/6 0/12 4/24 - EQ/TU/EX (0 / 3 / 1)
- I am experimenting with scores...and it is not working in my favor yet!

Dirty/Thick/Aged/ No New Acoounts

Message 6 of 22
Highlighted
Contributor

Re: Quack, Quack Round 3

Congrats !




myFICO 8 Scores 10/2020





Message 7 of 22
Highlighted
Super Contributor

Re: Quack, Quack Round 3

Congratulations on your CLI!
Message 8 of 22
Highlighted
Moderator

Re: Quack, Quack Round 3

Grats, FNBO is pretty consistent with these till you hit what they will extend with income.

Message 9 of 22
Highlighted
Community Leader
Mega Contributor

Re: Quack, Quack Round 3


@Birdman7 wrote:

So big big thanks to @Overmedicated for pushing me! Round 3, 4 months later. 

 

So, the Quackers like me! Like @Overmedicated , I scored another 5!!

 

So, $11,5 > $16,5 = 😁😁😁


NoiceSmiley Wink. All i get are low limit cardsSmiley Wink. Bark Bark🐶🐶

Message 10 of 22
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.