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Quack quack round 2

Birdman7
Super Contributor

Quack quack round 2

6500>11,500!! 😊


2nd SP CLI. 1st CLI +3500 at 6 months and now +5000 4 months later! 829 EX BC9.

 

clean/thick/aged/new account 1 open loan. 

Edited to correct first CLI amount.

-Scoring wisdom: General Scoring Primer, Payment History, Amount of Debt, Length of History/New Credit, Mix/Disputes/Freezes/Searches, Mortgage Scores/Negative Reason Codes/V.9, Helpful Links,
CassieCard’s Reason Statements Thread,
iv's friendly statement to reason statement concordance,

ccquest’s Workbook to calculate metrics.
Clean/Thick/Mature/No New Revolver - 8,9; Clean/Thick/Mature/No New Account - 5/4/2.
Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.




(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 1 of 17
16 REPLIES 16
AllZero
Super Contributor

Re: Quack quack round 2

Congratulations on your SP CLI!
Message 2 of 17
Overmedicated
Community Leader
Valued Contributor

Re: Quack quack round 2

I just tried this last week and was told it would be a HP.  What number did you call? Smiley Mad

FICO 8
Message 3 of 17
Dogbert
Valued Contributor

Re: Quack quack round 2

Woo!  Congrats on a most impressive CLI

 

 

 

  
  
---- NAILED IT!

Message 4 of 17
Birdman7
Super Contributor

Re: Quack quack round 2

@Overmedicated The number on the back of the card 888-295-5540. 

-Scoring wisdom: General Scoring Primer, Payment History, Amount of Debt, Length of History/New Credit, Mix/Disputes/Freezes/Searches, Mortgage Scores/Negative Reason Codes/V.9, Helpful Links,
CassieCard’s Reason Statements Thread,
iv's friendly statement to reason statement concordance,

ccquest’s Workbook to calculate metrics.
Clean/Thick/Mature/No New Revolver - 8,9; Clean/Thick/Mature/No New Account - 5/4/2.
Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.




(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 5 of 17
Birdman7
Super Contributor

Re: Quack quack round 2

@Overmedicated Is it possible you asked to soon?

-Scoring wisdom: General Scoring Primer, Payment History, Amount of Debt, Length of History/New Credit, Mix/Disputes/Freezes/Searches, Mortgage Scores/Negative Reason Codes/V.9, Helpful Links,
CassieCard’s Reason Statements Thread,
iv's friendly statement to reason statement concordance,

ccquest’s Workbook to calculate metrics.
Clean/Thick/Mature/No New Revolver - 8,9; Clean/Thick/Mature/No New Account - 5/4/2.
Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.




(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 6 of 17
Overmedicated
Community Leader
Valued Contributor

Re: Quack quack round 2


@Birdman7 wrote:

@Overmedicated Is it possible you asked to soon?


No.  They said I was eligible for a CLI but it would be a HP.

FICO 8
Message 7 of 17
M_Smart007
Epic Contributor

Re: Quack quack round 2

Congratulations on your IncreaseSmiley Happy

Message 8 of 17
nuohlac
Valued Contributor

Re: Quack quack round 2

Congratulations on your CLI!!!








Message 9 of 17
AllThingsInTime
Established Contributor

Re: Quack quack round 2

@Birdman7  Super Congrats on your CLI!!! Smiley Very Happy

Message 10 of 17
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