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Quarterly check-in results in $1K Walmart store CLI

Valued Contributor

Quarterly check-in results in $1K Walmart store CLI

Since three months or more have gone by since my last Walmart store card CLI (a measly $500), I decided to try again and see if I could get a better result this time. My current limit was $4K, so I asked for $16K, and Sync came back with a $1K offer to take me to $5K. Sure, I'll take that. Now to see if Amazon has anything on the table for me. (I'm not going to check Care Credit, though; I got a huge $11K CLI on that back in March so I think it'll be quite a while before I need anything more!)

Ch 7 BK discharged 12/14, well along in rebuilding credit. FICO 5/1/18:TU 664/EX 697/EQ 695 FICO 8 or 682 FICO 9 (Penfed 5/18), VS 3.0 5/30/18: TU 711/EX 709/EQ 705. $71,800 revolving credit as of 3/23/18; $4000 Walmart Store Card, $4500 Discover It, $5000 Discover It #2 (new 3/12), $6000 Cap One Quicksilver MC, $6000 Amazon Prime Store Card, $7000 Apple FCU Platinum Visa, $7000 Penfed Power Cash Rewards Visa, $7300 Overstock Store Card, $10K Cap One QS Rewards Visa Signature, $15K Care Credit, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Resetting the garden clock from 3/12/18...
6 REPLIES
Community Leader
Super Contributor

Re: Quarterly check-in results in $1K Walmart store CLI

Congrats Joe, once you hit that 690 plateau 10k is easier to obtain



Gardening since 6/13/18
Goal: No hps or cli requests at least til 1/1/19, 7/13/20 preferable
Message 2 of 7
Valued Contributor

Re: Quarterly check-in results in $1K Walmart store CLI


@AverageJoesCredit wrote:
Congrats Joe, once you hit that 690 plateau 10k is easier to obtain

It's just frustrating that TU has grown at such a comparative snail's pace (it was in the mid-640's this time last year) and is still stuck in the mid-660's compared to Experian or Equifax.  (I whiffed when I tried to get an Amazon CLI, by the way; will just have to try again in a few months.) 

Ch 7 BK discharged 12/14, well along in rebuilding credit. FICO 5/1/18:TU 664/EX 697/EQ 695 FICO 8 or 682 FICO 9 (Penfed 5/18), VS 3.0 5/30/18: TU 711/EX 709/EQ 705. $71,800 revolving credit as of 3/23/18; $4000 Walmart Store Card, $4500 Discover It, $5000 Discover It #2 (new 3/12), $6000 Cap One Quicksilver MC, $6000 Amazon Prime Store Card, $7000 Apple FCU Platinum Visa, $7000 Penfed Power Cash Rewards Visa, $7300 Overstock Store Card, $10K Cap One QS Rewards Visa Signature, $15K Care Credit, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Resetting the garden clock from 3/12/18...
Message 3 of 7
Community Leader
Super Contributor

Re: Quarterly check-in results in $1K Walmart store CLI

Congrats! You'll get there soon!!
(BK7 d/c-08/2013/FICO-400's) ~ Current scores....Your guess is as good as mine! ???
Scores being held down by tons of INQ/New acts Smiley Wink
Message 4 of 7
Established Contributor

Re: Quarterly check-in results in $1K Walmart store CLI

Congrats on CLI

4-2018 / Fico 8 EX 780 , EQ 775 , TR 777
Amex ED 22k , CSP 17k , Discover iT 12k , BofA 4k
Message 5 of 7
Member

Re: Quarterly check-in results in $1K Walmart store CLI

Woohoo! Seeing posts like yours are an inspiration to me, they also give me hope. Smiley Happy

Message 6 of 7
Regular Contributor

Re: Quarterly check-in results in $1K Walmart store CLI

Congrats Just hit the button on Marvel due to this post got 2k from 7k -9k
Started with Paypal Credit $250 4/17
Nfcu Cash $500-$10k| Nfcu Platinum $5400|Home Depot $1k|Target $500|Walmart $500- $8k|Tjx $300-$4k| Marvel $1k-$9k|Banco $2100|HSBC $1k| nfcu cloc $6k|

2018- State Farm Visa $6900|Penfed $1000 loc|Lowes $3k-$30k|BBVA $3k|Nfcu Cash #2 $11.8| Sucocast $15k|Macys Amex $1k|Tire Kingdom $1.2k|

Fico all above 700
4/10/18

Trimming / Closed by me 4/18
Amex-$2k Deserve-$1k Ollo-$900 //nfcu go pc to nfcu platinum//
Message 7 of 7