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Quarterly check-in results in $1K Walmart store CLI

Valued Contributor

Quarterly check-in results in $1K Walmart store CLI

Since three months or more have gone by since my last Walmart store card CLI (a measly $500), I decided to try again and see if I could get a better result this time. My current limit was $4K, so I asked for $16K, and Sync came back with a $1K offer to take me to $5K. Sure, I'll take that. Now to see if Amazon has anything on the table for me. (I'm not going to check Care Credit, though; I got a huge $11K CLI on that back in March so I think it'll be quite a while before I need anything more!)

Ch 7 BK discharged 11/28/14, credit rebuild well advanced. FICO 9/13/18:TU 664 FICO 8 or 687 FICO 9/EX 697 FICO 8/EQ 685 FICO 8 or 682 FICO 9 (Penfed 6/12), VS 3.0 9/20/18: TU 707/EX 699/EQ 709. $84,600 revolving credit as of 9/20/18; $1K NFCU cashRewards Visa, $4.8k Discover It, $5.5k Discover It #2 (new 3/12/18), $6k Paypal 2% CB MC, $6k Amazon Prime Store Card, $6k Walmart Store Card, $7k Apple FCU Platinum Visa, $7k Penfed Power Cash Rewards Visa, $10.3k Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening: RESET THE CLOCK!!! 22 HP inqs total as of 8/29/18: 10 TU, 8 EQ, 4 EX (about half over 1 year old).
6 REPLIES
Community Leader
Super Contributor

Re: Quarterly check-in results in $1K Walmart store CLI

Congrats Joe, once you hit that 690 plateau 10k is easier to obtain




Message 2 of 7
Valued Contributor

Re: Quarterly check-in results in $1K Walmart store CLI


@AverageJoesCredit wrote:
Congrats Joe, once you hit that 690 plateau 10k is easier to obtain

It's just frustrating that TU has grown at such a comparative snail's pace (it was in the mid-640's this time last year) and is still stuck in the mid-660's compared to Experian or Equifax.  (I whiffed when I tried to get an Amazon CLI, by the way; will just have to try again in a few months.) 

Ch 7 BK discharged 11/28/14, credit rebuild well advanced. FICO 9/13/18:TU 664 FICO 8 or 687 FICO 9/EX 697 FICO 8/EQ 685 FICO 8 or 682 FICO 9 (Penfed 6/12), VS 3.0 9/20/18: TU 707/EX 699/EQ 709. $84,600 revolving credit as of 9/20/18; $1K NFCU cashRewards Visa, $4.8k Discover It, $5.5k Discover It #2 (new 3/12/18), $6k Paypal 2% CB MC, $6k Amazon Prime Store Card, $6k Walmart Store Card, $7k Apple FCU Platinum Visa, $7k Penfed Power Cash Rewards Visa, $10.3k Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening: RESET THE CLOCK!!! 22 HP inqs total as of 8/29/18: 10 TU, 8 EQ, 4 EX (about half over 1 year old).
Message 3 of 7
Community Leader
Super Contributor

Re: Quarterly check-in results in $1K Walmart store CLI

Congrats! You'll get there soon!!

Scores held down by umpteen INQ & New accounts, and a paid off loan and new loan reporting.
Message 4 of 7
Valued Contributor

Re: Quarterly check-in results in $1K Walmart store CLI

Congrats on CLI

7-2018 / Fico 8 EX 774 , EQ 781 , TR 785
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 5 of 7
Member

Re: Quarterly check-in results in $1K Walmart store CLI

Woohoo! Seeing posts like yours are an inspiration to me, they also give me hope. Smiley Happy

Message 6 of 7
Regular Contributor

Re: Quarterly check-in results in $1K Walmart store CLI

Congrats Just hit the button on Marvel due to this post got 2k from 7k -9k
Started with Paypal Credit $250-$750
Nfcu Cash $500-$10k| Nfcu Plat $5400|Home D $1k-$6k-$10k|Target $500-$1700|Walmart $500- $10k|Tjx $300-$4k| Marvel $1k-$9k|Banco $2100| nfcu cloc $6k-15k|

2018- StateFarm $6900|Penfed $1k loc|Lowes $3k-$30k|BBVA $3k|Nfcu Cash #2 $11.8| Sucocast $15k|Macys Amex $1k-$2k|Tire Kingdom $1.4k|Paypal Mc $300|Nordstrom $500|Ebates $5700|Amazon $1k

Fico all above 700
4/10/18

Trimming / Closed by me 4/18
Amex-$2k Deserve-$1k Ollo-$900 hsbc $1k//nfcu go pc to nfcu platinum//




Message 7 of 7