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Quarterly check-in results in $1K Walmart store CLI

Valued Contributor

Quarterly check-in results in $1K Walmart store CLI

Since three months or more have gone by since my last Walmart store card CLI (a measly $500), I decided to try again and see if I could get a better result this time. My current limit was $4K, so I asked for $16K, and Sync came back with a $1K offer to take me to $5K. Sure, I'll take that. Now to see if Amazon has anything on the table for me. (I'm not going to check Care Credit, though; I got a huge $11K CLI on that back in March so I think it'll be quite a while before I need anything more!)

Ch 7 BK discharged 11/28/14, credit rebuild well advanced. FICO 10/15/18:TU 671 FICO 8 or 687 FICO 9/EX 694 FICO 8/EQ 685 FICO 8 or 682 FICO 9 (NFCU 9/30), VS 3.0 10/17/18: TU 702/EX 699/EQ 698. $90,100 revolving credit as of 10/2/18; $1K NFCU cashRewards Visa, $2K BJ's Perks MC, $4.8k Discover It #1, $5.5k Discover It #2 (new 3/12/18), $3.5k Petal Visa, $6k Paypal 2% CB MC, $6k Amazon Prime Store Card, $6k Walmart Store Card, $7k Apple FCU Platinum Visa, $7k Penfed Power Cash Rewards Visa, $10.3k Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening: RESET THE CLOCK!!! 24 HP inqs total as of 10/12/18: 10 TU, 9 EQ, 5 EX (about half over 1 year old).
6 REPLIES
Community Leader
Super Contributor

Re: Quarterly check-in results in $1K Walmart store CLI

Congrats Joe, once you hit that 690 plateau 10k is easier to obtain
OCTOBER 26 2020
Message 2 of 7
Valued Contributor

Re: Quarterly check-in results in $1K Walmart store CLI


@AverageJoesCredit wrote:
Congrats Joe, once you hit that 690 plateau 10k is easier to obtain

It's just frustrating that TU has grown at such a comparative snail's pace (it was in the mid-640's this time last year) and is still stuck in the mid-660's compared to Experian or Equifax.  (I whiffed when I tried to get an Amazon CLI, by the way; will just have to try again in a few months.) 

Ch 7 BK discharged 11/28/14, credit rebuild well advanced. FICO 10/15/18:TU 671 FICO 8 or 687 FICO 9/EX 694 FICO 8/EQ 685 FICO 8 or 682 FICO 9 (NFCU 9/30), VS 3.0 10/17/18: TU 702/EX 699/EQ 698. $90,100 revolving credit as of 10/2/18; $1K NFCU cashRewards Visa, $2K BJ's Perks MC, $4.8k Discover It #1, $5.5k Discover It #2 (new 3/12/18), $3.5k Petal Visa, $6k Paypal 2% CB MC, $6k Amazon Prime Store Card, $6k Walmart Store Card, $7k Apple FCU Platinum Visa, $7k Penfed Power Cash Rewards Visa, $10.3k Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening: RESET THE CLOCK!!! 24 HP inqs total as of 10/12/18: 10 TU, 9 EQ, 5 EX (about half over 1 year old).
Message 3 of 7
Community Leader
Super Contributor

Re: Quarterly check-in results in $1K Walmart store CLI

Congrats! You'll get there soon!!

Scores held down by umpteen INQ & New accounts, and a paid off loan and new loan reporting.
~~~BK7 d/c-08/2013......my rebuild worked for me, but won't necessarily work for you.~~~
Message 4 of 7
Valued Contributor

Re: Quarterly check-in results in $1K Walmart store CLI

Congrats on CLI

7-2018 / Fico 8 EX 774 , EQ 781 , TR 785
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 5 of 7
Member

Re: Quarterly check-in results in $1K Walmart store CLI

Woohoo! Seeing posts like yours are an inspiration to me, they also give me hope. Smiley Happy

Message 6 of 7
Regular Contributor

Re: Quarterly check-in results in $1K Walmart store CLI

Congrats Just hit the button on Marvel due to this post got 2k from 7k -9k
My first card 5/2017

Nfcu 3 cards
Cash 500- $10k-$11.5k/ Cash $11.8/ Platinum $5.4k-$10k
Syncrony 6 Cards
Walmart $500-$10k/Marvel $3k-$9k/Tjx $300-$4k/Lowes $3k-$30k/Paypal $300-$1300\Ebates $5700
Citi 4 Cards
Home Depot $1k-$10k/Tire kingdom $1.3-$3k/Bloomingdales $500-$1500/MacysAmex $2k-4k
Other Banks
StateFarm $6900/Banco $2.2k/Bbva $3k/Target $500-$1.7k/Discover $200\Suncoast CU $15k
Cloc
Nfcu $6000-$15k Penfed $1k
Closed by me
Amex/Deserve/ollo/Amazon
Message 7 of 7