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6 months ago I asked for an increase in my credit line and got it bumped from $500 to $750. Since then, I've paid my CC off in full pretty multiple times a month and completely closed my secured card I had with them. Today I thought to myself, "I think it's been 6 months, right?" Go and ask Cap One for a $5,000 expecting another denial, but they upgraded it to $3,750! This is my highest unsecured limit EVER? I guess patience does pay off with Cap One.
Data points:
Salary: $110,000
CC scores: TU: 604 EXP: 634 EX: 689
@counticecream wrote:6 months ago I asked for an increase in my credit line and got it bumped from $500 to $750. Since then, I've paid my CC off in full pretty multiple times a month and completely closed my secured card I had with them. Today I thought to myself, "I think it's been 6 months, right?" Go and ask Cap One foor a $5,000 expecting another denial, but they upgraded it to $3,750! This is my highest unsecured limit EVER? I guess patience does pay off with Cap One.
Data points:
Salary: $110,000
CC scores: TU: 604 EXP: 634 EX: 689
Cograts on the CLI!!!
Thanks so much!
Congratulations! Could you share some more info? I am curious as to when your Disco and Amex were obtained in relation to your QS and nice CLI. Thanks.
@mikesonthemend wrote:Congratulations! Could you share some more info? I am curious as to when your Disco and Amex were obtained in relation to your QS and nice CLI. Thanks.
Sure! Disco Secured ($500 CLI) was opened in November '18. Amex ($500 CLI) December '18. QS was opened, err, I think 4 years ago? It was my second Cap One card - had a Platinum secured with a $1k limit but closed that February '19.
@counticecream wrote:Sure! Disco Secured ($500 CLI) was opened in November '18. Amex ($500 CLI) December '18. QS was opened, err, I think 4 years ago? It was my second Cap One card - had a Platinum secured with a $1k limit but closed that February '19.
Thanks! Sometimes good things happen to good people! Congratulations, again.
Whoooo nice increase. Perhaps no bucket for you. Congrats on growing the ungrowable lol
@pinkandgrey wrote:Whoooo nice increase. Perhaps no bucket for you. Congrats on growing the ungrowable lol
Yeah - it goes against all known Cap One logic. Not sure how lol
Congrats on your CLI! Cap1 can be a fickle beast sometimes but looks like you're starting to tame her!!