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Quicksilver CLI!

Beast26
Frequent Contributor

Re: Quicksilver CLI! Capitol One is full of it

Sounds like they are too paranoid right now.  That's no way to treat a customer with that much positive history.





Revolving history: 1 year 7 months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Fingerhut $500
Quicksilver $600
Discover It Miles $16,000
Chase Freedom Flex $3,200
Amazon Prime Store Card $6000
Walmart MC $2,000
Wells Fargo Active Cash $6000

Message 11 of 20
blindambition
Community Leader
Senior Contributor

Re: Quicksilver CLI! Capitol One is full of it

Congrats on your CLI!! Cards with SL of $300-$500 will always be bucketed. Don't put a lot of time in growing the limit.

Smiley Indifferent

Message 12 of 20
CreditAggie
Senior Contributor

Re: Quicksilver CLI!

Congratulations on your Capital One CLI!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 13 of 20
Beast26
Frequent Contributor

Re: Quicksilver CLI! Capitol One is full of it

Thanks guys!  I will probably keep the card but I won't ever use it seriously again now that I have better cards.  It will be in the sock drawer permanently with an automatic netflix charge every month.





Revolving history: 1 year 7 months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Fingerhut $500
Quicksilver $600
Discover It Miles $16,000
Chase Freedom Flex $3,200
Amazon Prime Store Card $6000
Walmart MC $2,000
Wells Fargo Active Cash $6000

Message 14 of 20
ImTheDevil
Community Leader
Super Contributor

Re: Quicksilver CLI! Capitol One is full of it

Yeah they seem to be staking a claim to the rebuilding market. Not giving increases to profiles with drastic improvement and better cards simply means the spend will go to the better cards. And once you qualify for those, you're usually unwilling to take a triple HP for something that grows less and offers rewards that don't stack up against those higher-limit, better rewarding cards that were granted with fewer pulls.

But go ahead CapOne, you do you. Most of us will be over there, using cards from other lenders.



Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | FNBO Evergreen | PenFed PCR | Navy cashRewards | Navy Platinum | Apple | Wells Fargo Active Cash | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





Message 15 of 20
Djcvz88
New Member

Re: Quicksilver CLI!

Yea I opened my capital one platinum card in mid 2015 with a 300 credit limit. It's grown to 4,000 credit limit and graduated to the QS within 5 years. It sucks, but you'll keep getting bumps, anyways congrats! Remember this is a marathon. 

Message 16 of 20
xiocc
Regular Contributor

Re: Quicksilver CLI!

Congrats on the approval!







Message 17 of 20
Vmc726
Frequent Contributor

Re: Quicksilver CLI!

It's something. Good deal! They can be tough. 




Banks & Credit Unions



myFICO 8 | 9 Scores 8/2021





Message 18 of 20
Conceptual23
Frequent Contributor

Re: Quicksilver CLI!

Yep, Cap One is really stingy when it comes to CLI's. I've about given up on them to be honest. If they weren't one of my oldest lines, I'd consider closing them.

Starting FICO 8s | 06/2018: EX 601 ✦ EQ 605 ✦ TU 590
Current FICO 8s | 12/2020: EX 659 ✦ EQ 695 ✦ TU 686
2021 Goal Score: 750


Take the myFICO Fitness Challenge



Message 19 of 20
rostrow416
Frequent Contributor

Re: Quicksilver CLI!

Capital One is being really tight lately.  

Amex Gold | Purdue FCU $20,000 | TFCU Plat Visa $12,500 | PenFed Platinum Rewards $10,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $14,000 | Discover IT $3,000 | Capital One BuyPower $850

B&H Payboo Card $15,000 | Amazon Prime Card $10,000 | PC Richard Card $10,000 | Target RedCard $2,000 | Walmart Store Card $1,400 | Shell Gas Card $1,200 | Overstock Store Card $3,850 | Kohl's Store Card $2,500


Spring Cleaning:
C̶a̶p̶i̶t̶a̶l̶ ̶O̶n̶e̶ ̶Q̶u̶i̶c̶k̶S̶i̶l̶v̶e̶r̶ ̶$̶1̶,̶0̶0̶0̶ | C̶r̶e̶d̶i̶t̶ ̶O̶n̶e̶ ̶V̶i̶s̶a̶ ̶$̶1̶,̶2̶0̶0̶ | M̶e̶r̶r̶i̶c̶k̶ ̶B̶a̶n̶k̶ ̶$̶2̶,̶7̶0̶0̶ | M̶a̶r̶v̶e̶l̶ ̶M̶a̶s̶t̶e̶r̶c̶a̶r̶d̶ ̶$̶1̶,̶̶2̶0̶0̶ | C̶o̶m̶e̶n̶i̶t̶y̶ ̶M̶a̶s̶t̶e̶r̶C̶a̶r̶d̶ ̶$̶1̶,̶1̶8̶0̶
Message 20 of 20
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