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Quicksilver One CLI

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New Contributor

Quicksilver One CLI

I just received a credit line increase of $100!!  CL went from $500 to $600 lol

I need to get rid of this card..can't wait for my QS to hit the 6months so I can combine QS1 with it. 



We live and learn!
Message 1 of 11
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Valued Member

Re: Quicksilver One CLI

Nice. Any data points you could share? And how much spend are you putting through the QS1 per month? 

Message 2 of 11
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Established Contributor

Re: Quicksilver One CLI

Congrats on the CLI. I haven’t received an increase since Oct 17’. I am paying my QS1 in full and combining it with my QS. First I want to try and upgrade both cards again and try for CLIs then move forward with the combination.
Sept 18: EQ: 578 TU: 583 EX: 576
Sept 19: EQ8: 640 TU8: 645 EX8:640 April 20': EQ8: ??? TU8: 680 EX8: 673
Goal by Sept 20’ EQ: 700 TU: 700 EX:700

AA:


Goal: Auto Lease 2020 Jeep MOAB
Goal: Chase Sapphire Preferred
Goals Achieved Nov 19’: First Chase CC, Marriott Bonvoy w/ lowest APR rate of 17% April 20': First Citi CC W/ 15% APR rate Total CL:$21,400
Message 3 of 11
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Valued Contributor

Re: Quicksilver One CLI

Slow down there OP, you'll reach your peak too fast at this rate Smiley Tongue.  Congrats though, either way I'll take a CLI over a rejection/denial any day of the week plus Sundays.


Message 4 of 11
Senior Contributor

Re: Quicksilver One CLI

Congrats on CLI !!!!!

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 5 of 11
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Frequent Contributor

Re: Quicksilver One CLI


@Meskini wrote:

I just received a credit line increase of $100!!  CL went from $500 to $600 lol

I need to get rid of this card..can't wait for my QS to hit the 6months so I can combine QS1 with it. 


Congrats(?) :-p 

 

Does the QS need to be 6 months?  I thought the card youre doing away with (QS1?) needs to be 6 months+0 balance to combine into a different card.  Not sure if both cards needed to be 6 months+

 

Could be completely wrong, my recollection/experience was from like 5 years ago and I cant remember yesterday lol











Message 6 of 11
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New Contributor

Re: Quicksilver One CLI

I tried to combine my QS1 with my new QS but it says it's not illegible which made me think i need to have the cards for at least 6 months before combining them.

I don't use QS1 that much, just few charges from time to time and I had it now for 11 months scores are all around 720.


We live and learn!
Message 7 of 11
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Super Contributor

Re: Quicksilver One CLI

Congrats. Take anything thrown your way. As far as combining:

 

  • Cards must be in good standing
  • Cards must be open for at least six months
  • One card must have a $0 balance and no pending transactions
  • Card’s must be linked in your online banking profile

 

Message 8 of 11
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Established Contributor

Re: Quicksilver One CLI

I know your PAIN! I am desperately waiting to do the same with mine. LOL

Congratulations on your CLI. A CLI is a CLI.
December 2020: Experian 687 Equifax 694 Transunion 701


Cards I Have:
Cap One QS: $600
Cap One QS1: $2,600
Discover It: $2,900
Cap One Walmart: $600
AMEX BCE: $1,000
Amazon Prime Store Card: $2,000
Overstock Store Card: $3,050

Wishlist Cards:
Citi Double Cash
Paypal Mastercard
Discover Cash Back
Cap One Savor


Gardening until Spring 2021



Total Utilization: 26%==>23%

Message 9 of 11
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Community Leader
Valued Contributor

Re: Quicksilver One CLI


@Cred4All wrote:

Slow down there OP, you'll reach your peak too fast at this rate Smiley Tongue.  Congrats though, either way I'll take a CLI over a rejection/denial any day of the week plus Sundays.


Absolutely!  

 FICO 8
Message 10 of 11
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