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Quicksilver One CLI

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New Contributor

Quicksilver One CLI

I just received a credit line increase of $100!!  CL went from $500 to $600 lol

I need to get rid of this card..can't wait for my QS to hit the 6months so I can combine QS1 with it. 



We live and learn!
Message 1 of 11
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Valued Member

Re: Quicksilver One CLI

Nice. Any data points you could share? And how much spend are you putting through the QS1 per month? 

Message 2 of 11
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Established Contributor

Re: Quicksilver One CLI

Congrats on the CLI. I haven’t received an increase since Oct 17’. I am paying my QS1 in full and combining it with my QS. First I want to try and upgrade both cards again and try for CLIs then move forward with the combination.
Sept 18: EQ: 578 TU: 583 EX: 576
Sept 19: EQ8: 620 TU8: 645 EX8:640
Goal by Sept 20’ EQ: 700 TU: 700 EX:700

AA: 7YRS 6MONTHS AAOA: 2YR 6MONTHS
Inquiries in 12 months: EQ: 1 TU: 1 EX: 1
CLOSED: Self Lender 12Month CD: June 20th 19’


Goal: Auto Lease 2020 Jeep MOAB
Goal: Chase Sapphire Preferred
Goals Achieved Nov 19’: First Chase CC, Marriott Bonvoy w/ lowest APR rate of 17% Total CL:$18,000
Message 3 of 11
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Valued Contributor

Re: Quicksilver One CLI

Slow down there OP, you'll reach your peak too fast at this rate Smiley Tongue.  Congrats though, either way I'll take a CLI over a rejection/denial any day of the week plus Sundays.


Message 4 of 11
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Senior Contributor

Re: Quicksilver One CLI

Congrats on CLI !!!!!

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 5 of 11
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Frequent Contributor

Re: Quicksilver One CLI


@Meskini wrote:

I just received a credit line increase of $100!!  CL went from $500 to $600 lol

I need to get rid of this card..can't wait for my QS to hit the 6months so I can combine QS1 with it. 


Congrats(?) :-p 

 

Does the QS need to be 6 months?  I thought the card youre doing away with (QS1?) needs to be 6 months+0 balance to combine into a different card.  Not sure if both cards needed to be 6 months+

 

Could be completely wrong, my recollection/experience was from like 5 years ago and I cant remember yesterday lol









Message 6 of 11
New Contributor

Re: Quicksilver One CLI

I tried to combine my QS1 with my new QS but it says it's not illegible which made me think i need to have the cards for at least 6 months before combining them.

I don't use QS1 that much, just few charges from time to time and I had it now for 11 months scores are all around 720.


We live and learn!
Message 7 of 11
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Super Contributor

Re: Quicksilver One CLI

Congrats. Take anything thrown your way. As far as combining:

 

  • Cards must be in good standing
  • Cards must be open for at least six months
  • One card must have a $0 balance and no pending transactions
  • Card’s must be linked in your online banking profile

 





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 8 of 11
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Established Contributor

Re: Quicksilver One CLI

I know your PAIN! I am desperately waiting to do the same with mine. LOL

Congratulations on your CLI. A CLI is a CLI.
January 2020 Current Scores:
Experian-681
TransUnion-686
Equifax-700
Goal for 2020: Scores of 700 all across the board.
Gardening until Spring 2022

Cap One (PCed to Quicksilver 7/20/18) $500
C1 Quicksilver One $2.6K
DiscoverIt Chrome $2.3K
Walmart Store Card $500
Ollo Rewards Card $800
Amazon Store Card $1K
Overstock $250
Amex BCE $1K

Cards I Want: Paypal 2%, CareCredit, Capital One Savor

Total Utilization: 33%
No baddies
Inquiries to Date- 3


Message 9 of 11
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Valued Contributor

Re: Quicksilver One CLI


@Cred4All wrote:

Slow down there OP, you'll reach your peak too fast at this rate Smiley Tongue.  Congrats though, either way I'll take a CLI over a rejection/denial any day of the week plus Sundays.


Absolutely!  

 FICO 8
Message 10 of 11
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