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RBFCU CLI of 150% after 3 1/2 months

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Anonymous
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RBFCU CLI of 150% after 3 1/2 months

I was approved for a 2% CB Mastercard SL 8K with Randolph Brooks on 10/30 -- details here. Yesterday, after some other FCU follies, I decided to try for a CLI on the phone. I asked for 20K with the understanding they would counter-offer if necessary.

 

It went to review for about 3 hours. Near close of business I received an email saying I'd been approved for a new CL but not how much. This morning I logged in to see my new CL is 20K. Cool.

 

Data: HP TU; 754 Fico 08; 10 TU Inq last 12 months; 

 

 

 

 

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: RBFCU CLI of 150% after 3 1/2 months

WOWZA. That's huuuge CLI. Congrats to that lump sum!

Message 2 of 11
Marz2002
Senior Contributor

Re: RBFCU CLI of 150% after 3 1/2 months

The RBFCU 2% CB Mastercard is my next goal.

 

CONGRATS on the MASSIVE CLI and thanks for the DPs!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 3 of 11
Anonymous
Not applicable

Re: RBFCU CLI of 150% after 3 1/2 months

I was wondering if we had to wait 6 months before CLI on that card. I was given a $25K SL and wonder if that is the max or if it can go higher.
Message 4 of 11
Anonymous
Not applicable

Re: RBFCU CLI of 150% after 3 1/2 months

Congratulaitons. Can anybody join RBFCU?

Message 5 of 11
pinkandgrey
Senior Contributor

Re: RBFCU CLI of 150% after 3 1/2 months

Congrats! Yikes and away that’s quite a recon! 

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k
Message 6 of 11
Jetboy
Regular Contributor

Re: RBFCU CLI of 150% after 3 1/2 months

Congratulations! That is a very nice CLI. This card is on my short list. I am allowing myself to get one card this year and this card is on that list. Is this a true chip and pin card?


Message 7 of 11
Anonymous
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Re: RBFCU CLI of 150% after 3 1/2 months


@Anonymous wrote:
I was wondering if we had to wait 6 months before CLI on that card. I was given a $25K SL and wonder if that is the max or if it can go higher.

Yeah, that was mentioned in the original approval thread. I had forgotten about that when I asked. So now we know otherwise. As to whether one can get more than 25K -- please let us know how much more they give you. I think I'll shoot for 30K next time.

Message 8 of 11
Anonymous
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Re: RBFCU CLI of 150% after 3 1/2 months


@Anonymous wrote:

Congratulaitons. Can anybody join RBFCU?


It is geocentric (Texas) with a couple of exceptions. Membership requirements are here.

Message 9 of 11
Anonymous
Not applicable

Re: RBFCU CLI of 150% after 3 1/2 months


@Jetboy wrote:

... Is this a true chip and pin card?


Sorry, I'm not sure I know the distinction. Maybe @Df82 can answer for you?

Message 10 of 11
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