RFBCU Platinum Card Approval

[Meanmchine]

Congrats !

[19eighty5]

Congratulations on your approval!

[nuohlac]

Congratulations on your approval!!!

[Adkins]

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Congratulations, it's a nice card to have! 👍👍

[Anonymous]

Congrats, wish they had a backdoor for out of staters.

[Anonymous]

Congrats! Awesome card...my fav feature is ability to cash advance off your card directly into checking. The cash advance rate is exactly the same as your normal rate, including promo rates. So...if you have a 0% for 1 year offer, you can pull it in the form off cash off your card. I’ve used it a couple times as a line of credit because the rate is better than all my other CLOC products.

[Anonymous]

Congratulations!

[Anonymous]

well played!

[OthTielo]

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@OmarGB9 wrote:
Congrats! Would you mind sharing data points? (score, util, income, etc)

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Sure, my data points are as follows:

TU                 770

Util                2%

AAoA           2 yrs 10 mos

H Inq            11

Income        140k

Accts            23 total, 7 closed

I was originally declined for rapidly increasing debt (being an Egyptologist). With this approval, my PPMC is now on the chopping block. I've had it since May 2019 and it's grown very slowly. I started out at $300 and finally got an auto CLI to $900 in December. Ah well, I hope this info helps. If there are any more questions feel free to ask.

[OthTielo]

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@Anonymous wrote:
Congrats! Awesome card...my fav feature is ability to cash advance off your card directly into checking. The cash advance rate is exactly the same as your normal rate, including promo rates. So...if you have a 0% for 1 year offer, you can pull it in the form off cash off your card. I’ve used it a couple times as a line of credit because the rate is better than all my other CLOC products.

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Thank you for that information. I'll keep that in mind.