About 2 weeks ago I append for the ritz card from chase seeing that I have a bunch of upcoming travel planned for the next few months ,on Friday I got the dredded denial letter saying ,That too many new accounts opened,and too many requests for credit,Know that the ritz does not fall under the 5/24 I made the call to lending services,than I transferred to priority services (They have a different Dept for ritz-JP Morgan) got a hold of a very nice rep who did not grill me on my inquires or why I opened up a lot of new accounts,I was asked mostly about my job,income,and how long I've worked at my job(I'm self-employed)after about 25 minutes ,He came back with an approval for $13,000($10,000 is the mim limit for the infinite visa)This matched my AARP card,I'm now sitting at 6 accounts with chase(3 persona,3 business ) My stats
EQ 802
EX807
TU801
AAoA 5.7 (too many new accounts have brought this down)
util less than 1%
income $160,000
oldest account 30 years(American Express 1986)
@sandman2435 wrote:About 2 weeks ago I append for the ritz card from chase seeing that I have a bunch of upcoming travel planned for the next few months ,on Friday I got the dredded denial letter saying ,That too many new accounts opened,and too many requests for credit,Know that the ritz does not fall under the 5/24 I made the call to lending services,than I transferred to priority services (They have a different Dept for ritz-JP Morgan) got a hold of a very nice rep who did not grill me on my inquires or why I opened up a lot of new accounts,I was asked mostly about my job,income,and how long I've worked at my job(I'm self-employed)after about 25 minutes ,He came back with an approval for $13,000($10,000 is the mim limit for the infinite visa)This matched my AARP card,I'm now sitting at 6 accounts with chase(3 persona,3 business ) My stats
EQ 802
EX807
TU801
AAoA 5.7 (too many new accounts have brought this down)
util less than 1%
income $160,000
oldest account 30 years(American Express 1986)
This is FANTASTIC sandman, congrats on your approval and success... enjoy the new Ritz
Thanks Mia25!
congrats!
@sandman2435 wrote:About 2 weeks ago I append for the ritz card from chase seeing that I have a bunch of upcoming travel planned for the next few months ,on Friday I got the dredded denial letter saying ,That too many new accounts opened,and too many requests for credit,Know that the ritz does not fall under the 5/24 I made the call to lending services,than I transferred to priority services (They have a different Dept for ritz-JP Morgan) got a hold of a very nice rep who did not grill me on my inquires or why I opened up a lot of new accounts,I was asked mostly about my job,income,and how long I've worked at my job(I'm self-employed)after about 25 minutes ,He came back with an approval for $13,000($10,000 is the mim limit for the infinite visa)This matched my AARP card,I'm now sitting at 6 accounts with chase(3 persona,3 business ) My stats
EQ 802
EX807
TU801
AAoA 5.7 (too many new accounts have brought this down)
util less than 1%
income $160,000
oldest account 30 years(American Express 1986)
Congratulations to you!...Thanks for sharing.
Congrats to you! I just got my replacement Visa Infinite Ritz card the other day, looking very nice! Enjoy!
Excellent! Congratulations both on your card, your CL and those outstanding scores!
Congrats on the Ritz...mine has been mailed and can't wait!
Enjoy!
Congrats.. Enjoy and put the free nights to good use along with the travel credit.