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RITZ!!! Successful recon!!!!!!

sandman2435
Established Contributor

RITZ!!! Successful recon!!!!!!

About 2 weeks ago I append for the ritz card from chase seeing that I have a bunch of upcoming travel planned for the next few months ,on Friday I got the dredded denial letter saying ,That too many new accounts opened,and too many requests for credit,Know that the ritz does not fall under the 5/24 I made the call to lending services,than I transferred to priority services (They have a different Dept for ritz-JP Morgan) got a hold of a very nice rep who did not grill me on my inquires or why I opened up a lot of new accounts,I was asked mostly about my job,income,and how long I've worked at my job(I'm self-employed)after about 25 minutes ,He came back with an approval for $13,000($10,000 is the mim limit for the infinite visa)This matched my AARP card,I'm now sitting at 6 accounts with chase(3 persona,3 business ) My stats  

EQ 802

EX807

TU801

AAoA 5.7 (too many new accounts have brought this down)

util less than 1%

income $160,000

oldest account 30 years(American Express 1986)

Message 1 of 12
11 REPLIES 11
Mia25
Senior Contributor

Re: RITZ!!! Successful recon!!!!!!


@sandman2435 wrote:

About 2 weeks ago I append for the ritz card from chase seeing that I have a bunch of upcoming travel planned for the next few months ,on Friday I got the dredded denial letter saying ,That too many new accounts opened,and too many requests for credit,Know that the ritz does not fall under the 5/24 I made the call to lending services,than I transferred to priority services (They have a different Dept for ritz-JP Morgan) got a hold of a very nice rep who did not grill me on my inquires or why I opened up a lot of new accounts,I was asked mostly about my job,income,and how long I've worked at my job(I'm self-employed)after about 25 minutes ,He came back with an approval for $13,000($10,000 is the mim limit for the infinite visa)This matched my AARP card,I'm now sitting at 6 accounts with chase(3 persona,3 business ) My stats  

EQ 802

EX807

TU801

AAoA 5.7 (too many new accounts have brought this down)

util less than 1%

income $160,000

oldest account 30 years(American Express 1986)


This is FANTASTIC sandman, congrats on your approval and success... enjoy the new Ritz Smiley Happy

Message 2 of 12
sandman2435
Established Contributor

Re: RITZ!!! Successful recon!!!!!!

Thanks Mia25!

Message 3 of 12
FutCRNA
Frequent Contributor

Re: RITZ!!! Successful recon!!!!!!

congrats!

EQ:764 TU:767 EX: 755 Total Credit Limit $414,600
Message 4 of 12
AverageJoesCredit
Mega Contributor

Re: RITZ!!! Successful recon!!!!!!

Mr Sandman bring me a dream, Mr Sandman bring you a...RITZ!!!!! Great job, enjoy your success!Smiley Happy
Message 5 of 12
Super_AL
Valued Contributor

Re: RITZ!!! Successful recon!!!!!!


@sandman2435 wrote:

About 2 weeks ago I append for the ritz card from chase seeing that I have a bunch of upcoming travel planned for the next few months ,on Friday I got the dredded denial letter saying ,That too many new accounts opened,and too many requests for credit,Know that the ritz does not fall under the 5/24 I made the call to lending services,than I transferred to priority services (They have a different Dept for ritz-JP Morgan) got a hold of a very nice rep who did not grill me on my inquires or why I opened up a lot of new accounts,I was asked mostly about my job,income,and how long I've worked at my job(I'm self-employed)after about 25 minutes ,He came back with an approval for $13,000($10,000 is the mim limit for the infinite visa)This matched my AARP card,I'm now sitting at 6 accounts with chase(3 persona,3 business ) My stats  

EQ 802

EX807

TU801

AAoA 5.7 (too many new accounts have brought this down)

util less than 1%

income $160,000

oldest account 30 years(American Express 1986)


Congratulations to you!...Thanks for sharing.Smiley Wink

Smiley Happy (BANK OF AMERiCA CA$H REWARD$ ViSA SiGNATURE) (CHASE AMAZON ViSA SiGNATURE) (CAPiTAL ONE QUiCKSiLVER ViSA SiGNATURE) (CiTi DOUBLE CA$H WORLD MASTERCARD) (BARCLAYCARD UPROMiSE WORLD MASTERCARD) (SYNCHRONY MARVEL MASTERCARD) (AMERiCAN EXPRESS BLUE CA$H EVERYDAY) (DiSCOVER iT NHL)
Message 6 of 12
ddemari
Super Contributor

Re: RITZ!!! Successful recon!!!!!!

Congrats to you! I just got my replacement Visa Infinite Ritz card the other day, looking very nice! Enjoy! 

Message 7 of 12
Musiclover
Super Contributor

Re: RITZ!!! Successful recon!!!!!!

Excellent! Congratulations both on your card, your CL and those outstanding scores!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 8 of 12
azdesert
Frequent Contributor

Re: RITZ!!! Successful recon!!!!!!

Congrats on the Ritz...mine has been mailed and can't wait!

 

Enjoy!  Smiley Happy

(Fico scores 580s 6/2014 - Now 720 EX 709 EQ 735 TU) FINALLY made it in the 700 Club.
Message 9 of 12
CreditCuriosity
Moderator

Re: RITZ!!! Successful recon!!!!!!

Congrats.. Enjoy and put the free nights to good use along with the travel credit.

Message 10 of 12
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