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Rakuten VS Instant Approval from mailer

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SunriseEarth
Moderator Emeritus

Rakuten VS Instant Approval from mailer

Among my lineup, I don't really have anything that is particular good for online purchases and BofA has decided they've given me enough credit for now.   If my BBRs ever get nerfed, maybe I can PC to Cash Rewards.   

 

Anyway, I received a pre-approved mailer for the Rakuten Visa.   As a fair portion of my onling shopping seems to have Rakuten offers, I figured this card would be good for stacking rewards.   So, late Monday night, I responded to the offer and was instantly approved for the Visa Signature with a temporary CL of $2K.  The temp card didn't immediately work, but it seems to work now.

 

And sure enough, it's already reporting.  My actual SL will be $12K.  I'm curious to see how useful the card will actually be.



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 1 of 14
13 REPLIES 13
AllZero
Mega Contributor

Re: Rakuten VS Instant Approval from mailer

Congratulations on your approval!

Message 2 of 14
19eighty5
Senior Contributor

Re: Rakuten VS Instant Approval from mailer

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 3 of 14
CreditAggie
Community Leader
Super Contributor

Re: Rakuten VS Instant Approval from mailer

Congratulations on your Rakuten Visa approval and nice SL!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 14
Anonymous
Not applicable

Re: Rakuten VS Instant Approval from mailer

Congrats on your Rakuten VS approval!

Message 5 of 14
mrcraft
Valued Contributor

Re: Rakuten VS Instant Approval from mailer

Congratulations!!



Message 6 of 14
M_Smart007
Legendary Contributor

Re: Rakuten VS Instant Approval from mailer

Congratulations on your approval! ...

Message 7 of 14
jmos
Regular Contributor

Re: Rakuten VS Instant Approval from mailer

Wow congrats!!

Message 8 of 14
gdale6
Moderator Emeritus

Re: Rakuten VS Instant Approval from mailer

Not a bad SL for this card, grats Smiley Happy
Message 9 of 14
Anonymous
Not applicable

Re: Rakuten VS Instant Approval from mailer

Congratulations l

Message 10 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.