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Random CLI on BoA Secured

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laurenjessica
Frequent Contributor

Random CLI on BoA Secured

I just logged into my BoA account to check on my balance and to see if some transactions posted. I was really confused when I saw that my CL is all of a sudden $100 higher! Went from $300 (my initial deposit) to $400!!! It's not much, but it's a secured card and I've never seen this happen before, nor have I read about it on the forums (at least not with BoA).

 

Guess they think I'm doing something right. Just thought about it and I am 6 months in with this card. Maybe they'll even surprise me with early graduation Smiley Wink

 

Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
AU Cards:
disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
Auto loan:
toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):
Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: Random CLI on BoA Secured

Congrats! 

Message 2 of 19
Anonymous
Not applicable

Re: Random CLI on BoA Secured

Congrats
Message 3 of 19
pizza1
Community Leader
Super Contributor

Re: Random CLI on BoA Secured

Thats really nice! Congrats to you! I would love to have a card with them.
Message 4 of 19
Anonymous
Not applicable

Re: Random CLI on BoA Secured

Congratulations, that is fantastic! You're off to a very good start with them. Smiley Happy

Message 5 of 19
B335is
Moderator Emeritus

Re: Random CLI on BoA Secured

Congrats!
Message 6 of 19
alextercero
Super Contributor

Re: Random CLI on BoA Secured

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 7 of 19
Anonymous
Not applicable

Re: Random CLI on BoA Secured


@ljthomas wrote:

I just logged into my BoA account to check on my balance and to see if some transactions posted. I was really confused when I saw that my CL is all of a sudden $100 higher! Went from $300 (my initial deposit) to $400!!! It's not much, but it's a secured card and I've never seen this happen before, nor have I read about it on the forums (at least not with BoA).

 

Guess they think I'm doing something right. Just thought about it and I am 6 months in with this card. Maybe they'll even surprise me with early graduation Smiley Wink

 


Congrats, I never read about that happening before either.

 

I had a B of A 99/500 graduate after six months but did not receive a CLI yet, about one month past graduation now.

 

I was making at least two payments per month on my account, a couple times it was 4 payments, and I always PIF at least two days before due date and stayed at zero until the day after the statement was cut.

 

I think it also helps if your scores improve (meaning your profile improved) from the time you opened the secured account.

 

GL

 

Message 8 of 19
laurenjessica
Frequent Contributor

Re: Random CLI on BoA Secured

I mainly am just using it for groceries and gas. Max it out and pay it off. Guess they like that activity.

Thanks for the well wishes everyone!!!
Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
AU Cards:
disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
Auto loan:
toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):
Message 9 of 19
Anonymous
Not applicable

Re: Random CLI on BoA Secured

Well done, congrats

Message 10 of 19
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