Discover IT for Students — Session ended while gathering documents?

[Anonymous]

Alright, y'all, good news.

I called this morning on the number they gave to 'call right away', and apparently, they were able to get the documents I had uploaded thus far, because they were enough for my application to be pushed through. Got a very pleasant lady over the phone.

And, accepted: $2,500, 0% for 6 months in purchases (10.99% balance transfer offer), then 14.99%. I think that's pretty awesome for a student card, to be honest!

I just double-checked on the application when I got home tonight, and it checks out. Excited, excited!

Datapoints:

Oldest account: ~6 year student loan.
Number of accounts: 10-12, depending on report.
Known score: 751 EX-08
Cards:
• Chase Freedom Unlimited ($0/$3000)
• Chase Slate ($995/$2000 - paying off in the next few months)

So I guess once you upload anything on your application, even if the application itself doesn't save, the files are on the system? That's funny, but I'll take it.

[Anonymous]

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@Anonymous wrote:
Alright, y'all, good news.

I called this morning on the number they gave to 'call right away', and apparently, they were able to get the documents I had uploaded thus far, because they were enough for my application to be pushed through. Got a very pleasant lady over the phone.

And, accepted: $2,500, 0% for 6 months in purchases (10.99% balance transfer offer), then 14.99%. I think that's pretty awesome for a student card, to be honest!

I just double-checked on the application when I got home tonight, and it checks out. Excited, excited!

Datapoints:

Oldest account: ~6 year student loan.
Number of accounts: 10-12, depending on report.
Known score: 751 EX-08
Cards:
• Chase Freedom Unlimited ($0/$3000)
• Chase Slate ($995/$2000 - paying off in the next few months)

So I guess once you upload anything on your application, even if the application itself doesn't save, the files are on the system? That's funny, but I'll take it.

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Congrats!!

Can you explain the blue above? you got $0 interest for 6 months, that's great! 

What is the 10.99% balance transfer offer? usually a balance transfer fee is 3%

Am i missing something?

[Anonymous]

Thanks! Yeah, I was pretty happy, it'll serve me well. The normal APR is a nice ego-booster, too, given that my other two are in the 20s.

Sorry for not being clear—the 0% promo only applies for purchases. The promo they gave me for balance transfers was 10.99% for 6 months, with a 3% fee.

[Loquat]

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@Anonymous wrote:
Alright, y'all, good news.

I called this morning on the number they gave to 'call right away', and apparently, they were able to get the documents I had uploaded thus far, because they were enough for my application to be pushed through. Got a very pleasant lady over the phone.

And, accepted: $2,500, 0% for 6 months in purchases (10.99% balance transfer offer), then 14.99%. I think that's pretty awesome for a student card, to be honest!

I just double-checked on the application when I got home tonight, and it checks out. Excited, excited!

Datapoints:

Oldest account: ~6 year student loan.
Number of accounts: 10-12, depending on report.
Known score: 751 EX-08
Cards:
• Chase Freedom Unlimited ($0/$3000)
• Chase Slate ($995/$2000 - paying off in the next few months)

So I guess once you upload anything on your application, even if the application itself doesn't save, the files are on the system? That's funny, but I'll take it.

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Congrats!  Happy to hear it worked out for you.  Enjoy your new card when it arrives!