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Re: First National Bank of Omaha Amex - Invitation in the mail

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Anonymous
Not applicable

Re: First National Bank of Omaha Amex - Invitation in the mail

Hi. Preapproval mailed to me.  Researched and learned they're pretty solid so with much trepidation I apped for card around 10/2, got the 7-10 day response.  Called on 10/7 and was told "apps are processed in the order they were received" . Just checked my email today 10/8 and got APPROVED for an initial credit limit of $2800.  Not huge, but I'll take it!  Fico scores were low: EQ674, EX 655, TU 620.  Baddies include a 5K state tax lien and a 50K rehabbed student loan in dispute.  Hope this helps encourage someone that rebuilding is totally possible.  

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: First National Bank of Omaha Amex - Invitation in the mail

Congrats on your approval! Good Luck to you!

Message 2 of 10
OmarGB9
Community Leader
Super Contributor

Re: First National Bank of Omaha Amex - Invitation in the mail

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 3 of 10
Anonymous
Not applicable

Re: First National Bank of Omaha Amex - Invitation in the mail

Grats! FNB Omaha pre-approvals are pretty solid. They are good on credit limit increases. Use the card a little and you should be good to go!
Message 4 of 10
Anonymous
Not applicable

Re: First National Bank of Omaha Amex - Invitation in the mail

Thanks! They increased me at 5mo to $5300 and reduced my interest rate to 13.84 with a soft pull. I like FNBO.
Message 5 of 10
RonM21
Valued Contributor

Re: First National Bank of Omaha Amex - Invitation in the mail

Congrats


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 6 of 10
Anonymous
Not applicable

Re: First National Bank of Omaha Amex - Invitation in the mail


@Anonymous wrote:
Thanks! They increased me at 5mo to $5300 and reduced my interest rate to 13.84 with a soft pull. I like FNBO.
Congrats. Gotta love a CLI and APR reduction with a soft pull.

 

Message 7 of 10
Anonymous
Not applicable

Re: First National Bank of Omaha Amex - Invitation in the mail

Congratulations on your approval!

Message 8 of 10
12njoy
Super Contributor

Re: First National Bank of Omaha Amex - Invitation in the mail

Congrats OP.  I just got my 4th card with them with a SL of 8k.  Good bank with SP cli's.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 9 of 10
Anonymous
Not applicable

Re: First National Bank of Omaha Amex - Invitation in the mail

Thanks, All!
Message 10 of 10
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