I'm in a good spot for now, credit-wise, but I did want to take advantage of a few bonuses being offered right now. I had to wait for my refinance to fund, but I pulled the trigger on a few new cards:
Amex Platinum - Approved - NPSL
Amex Hilton HHonors Surpass - Approved - $2000 (moved $20000 over from my BCE immediately, so $22000 once processed)
Citi AAdvantage Platinum Select World Elite - Approved - $14500
Added those to my long-standing lineup of:
Chase Sapphire Preferred - $10000
Chase Amazon Prime Visa - $1000 (AA hit after requesting consolidation last year... not happy)
American Express BCE - $25000 ($5000 once the transfer to the Hilton card goes through)
CapOne VentureOne - $6500
BoA Travel Rewards - $14000
A few store cards
Current FICO 8s: EQ 712 | TU 728 | EX 717
I have several 90 day delinquencies (botched student loan consolidation) that are due to drop off this summer, so I'm excited to finally see a bump from that!
Good luck, all, with your apps!
Sweet, great UN by the way
Thanks!
Ok, I decided to add a Discover card to the stable. I'd never applied before (maybe I have, but it had to have been over 10 years ago if so), so I figured it was worth a shot just to spread around the exposure, just in case they start offering solid cards/benefits for me in the future.
Discover It - Approved - $6500 SL
I'm done now, I swear.
@Anonymous wrote:Nice!!! Congrats!!! You have some really nice CL.
Thanks!
I've been through the wringer, with everything but a BK on my record, throughout my credit career. It's nice to finally be in a spot where I expect decent terms on credit. I've still got plenty of room to grow, but being on the right track feels good.
@Anonymous wrote:Congratulations on all your approvals!!!
Where do you stand with Chase on their 5/24 scale? And where did you stand prior to the applications?
I'm at 5 now, with the 4 new accounts. I opened one last year, and the four this week.
My CSP and Amazon Prime Visa (obviously not Prime at the time) were opened in 2013.
I don't plan on any new accounts for a while, as the next turn through will be my wife's. We'll probably add the Amex SPG and likely another AAdvantage card. We'll work mainly on CLIs and getting our scores up in the 800s before chasing any additional sign up bonuses.