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@Anonymous wrote:
My scores at the time of application(s) were in the high 600s across all 3 bureaus. EX 9 inq, EQ 10 inq, TU 7 inq. No derogs. Utilization is 24%. Had a thin file with 3 revolvers, a car loan and a mortgage. In the past 3 weeks I've been approved for the following:
Cap1 Venture: 15k
Cap1 QS: 5k
Discover it: 7k
Care Credit: 9k
Chase Freedom: 1.5k
AMEX BCE: 3.5k
Blispay: 2.8k
Total rewards: 1.5k
NASA Cash Rewards: 3k
Got denied this morning for a BofA MLB card. I think I've just run out of room for new apps at this point. I had a BK (CH13) in 2008 which dropped from my file a couple years ago. I wanted to fatten my file because I was essentially running an all cash operation and my lack of credit (revolvers and diversity of lines) was hurting me from growing.
Outstanding! Definitely time to garden.