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Might as well join in........
Venture One / QS approval 8/11
Pre-Approved: Nope, was unknowing opted out
FICO Scores: 616-650 (my Fico 04 for Venture UW are much higher)
Inquiries: LOTS, probably 15 or so with EX and EQ, 6 with TU
AAoA: Just over 5 years
Current Highest CL: $4k with Cap1 PC'd MC (it became $7K the next day with the luv button)
CL on Approval: $10K/$5K, 22.9% on both
Annual Income: $119k
Venture/QS Approval 9/12
Pre-Approved: Yes
FICO scores: 616-655 (had moved up a little)
Inquiries: Still LOTS, more so with the triple pull a month earlier :-)
AAoA: Right at 5 year mark
Current Highest CL: $10K Venture One
CL on Approval: $15K/$5K, 17.9% on both
Annual Income: $119k
I now have 4 prime cards with them.....will be consolidating the August cards into the new ones as soon as 6 months is up because of the better APR. I wouldn't have applied in Sept if it wasn't for the pre-qual. I figured I'd let all these cards age together. Since I really can't app for much with the bk, this works for me.
Pre-qualified: Yes
FICO scores across 3 bureaus: TU 718, EX 703, EQ 694 (hit TU 1st)
Inquiries: 10-20-20
AAoA: 1
Current highest credit line: $7,000
CL upon approval: Venture $10,000, Quick Silver $3,000 - 17.9% both on same pulls
Income (no need to be specific) $60,000
Pre-qualified: No
FICO scores across 3 bureaus : high 600s for EX , low 700s for the other two; EX was frozen at time of app
Inquiries:A bunch 24-EQ, 19 -TU since they came back from B
AAoA: 6 years
Current highest credit line: $35,000 NFCU Cashrewards
CL upon approval: 20K Venture, 5K 😁 QS
Income (no need to be specific): high six figures
My reports are usually frozen, but was determined to app for RH. After getting 7-10 day on that, I figured while I still have the reports open .... I have a 20K venture opened in May 2015. And a 7.5K QS that was converted from a Platinum that I have had for 10 years with no CLI in 8 years. I did get a 20.9 rate... Wondering how they determine that... But yay for more bonus miles (hopefully I'm still eligible). Not sure what's up with that QS limit. Oh well will eventually combine all of these into the oldest QS.
Prequal yes
fico 8 scores 650 to 665
zero inq.
aaoa 11 years
current high cc is Amex for 10k but not yet reported. Other highes is 3k
income : over 100k
Approved for 35k......what what.........crazy!!!!!!!!!!!!'
Bankruptcy DC'ed 12/15 (No CC's Involved)
Reaffirmed Cap1 Auto Loan
Approved 1/16 Platnium 2000 to 4000 (3/23 Luv Button)
Approved 2/16 Quicksilver1 3000
Approved 3/24 Venture 10,000
Pre-qualified: Yes
FICO scores across 3 bureaus: TU 709, EX 699, EQ 703
Inquiries: 5-3-4
AAoA: 11 yrs
Current credit line combined in 3 months 17,000
Income 55,000 +/-
Floored!!!!
Got approved a few days ago for Venture
Pre-qualified: No
FICO scores across 3 bureaus: EQ = 692, TU = 695, EX = 682
Inquiries: EQ = 8, TU = 6, EX = 9
AAoA: 3.3 years
Current highest credit line: $14,500
CL upon approval: $10K
Income (no need to be specific): six figure