Recent Cap1 Venture Approval Stats

[OffToBetterStart]

Now thats what im talking about Congrats Wtg Racer-X  !! 

Lol I had to do the same for DW and she got approved for 10K Venture and 3K Quicksilver as well...

MUST ENTER GARDEN AND NOT COME OUT FOR THE REST OF 2015 !!!

[tubbynerd]

Finally got my confirmation email for mine tonight, i was worried! looking forward to getting my venture in the mail!!

[Anonymous]

Brand new here and learning alot...

Pre Qual: No
FICO: EX 665 TU 700 EQ 685
INQ: TU 1 EX 4
AAoA: 8 years, oldest account 21 years
Current Highest CL: 5K
CL on Approval: 10K 20.9%
Income: 60K

Have 1 Cap One card, $300 limit and another $500 limit (closed). Both 10 year old accounts (back when HSBC).
Answered carry balances, interested in balance transfers, $2000/mo spending

[Anonymous]

Only one HP from EQ which said 687 according to them. My FAKO score on their account page powered by TU says 738. Go figure. I think I got lucky on the 1 hp because I have been a Cap One/HSBC member for 10 years.

[racer-x]

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@Anonymous wrote:

Only one HP from EQ which said 687 according to them. My FAKO score on their account page powered by TU says 738. Go figure. I think I got lucky on the 1 hp because I have been a Cap One/HSBC member for 10 years.

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Nice.  I'd say you're gonna get hit with all 3 HP's.  I have accounts with them from '08 ($15k) and one from '10 ($10k).  Got the Venture for $10k 2 days ago.

All 3 HP's showed up. 

Hopefully you got lucky with 1 pull, but being a longtime member probably doesn't matter since it's computer generated.

And yeah, the Credit Tracker they offer definitely doesn't have anything to do with qualifying for new accounts.  The EQ they pull is the Beacon 5.0 someone said.  I referred to it as the EQ 04, which you can only get if you buy it from the equifax site or have a DCU credit card, of which I do.

CapOne's EQ score they provided for my CLI denial on my $10k Platinum, is spot on my DCU score.  I don't know what the scores will show for the new Venture.

[Anonymous]

Thanks for the info racer-x and congrats

[KatieKatie]

Just a quick update for everyone... I applied for the QuikSilver card about a week later.  Hard pull on all 3.  So much for the possibility of multiple apps within 30 days with one pull...  The QuikSilver card was approved instantly at $5k, no pre-approvals immediately before I pulled.  I never received an email for the Venture card so I called to confirm that it was indeed approved, and they confirmed.  Also, when I logged in today, there was an option to activate the Venture card, if I had received it.  QuikSilver is not showing up yet.  So receiving an email can apparently vary (yes, I checked my SPAM folder).

[Anonymous]

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@tubbynerd wrote:

Finally got my confirmation email for mine tonight, i was worried! looking forward to getting my venture in the mail!!

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I got my confirmation email last night too.  I was surpised to see that I got a 15k limit!  They weren't able to provide the limit to me when I initially got approved. 

[Anonymous]

Pre Qual: No
FICO: EX 660 TU 675 EQ 669
INQ: about 7 
AAoA: 1.5
Current Highest CL: 13.5k
CL on Approval: Declined !
Income: 65K

well this sucks...

[chalupaman]

Recon got back to me and they denied me for too many recent inquiries and too many accounts with balances which in taking care of at the moment. I really wish I had gotten recon done last month on the venture one.