Redstone FCU Visa Signature Approval

805orbust · ‎01-12-2023

So yeah, as the topic says I went ahead and joined up on Monday. App'd for the VS yesterday. I'll tell you this, these guys are serious about identity verification. DL, SS card, and utility bill on sign up. They did approve it within an hour however. Opened only the savings with $1,000. BUT, had to resubmit all 3 docs again this am for the Cc. Got an email an hour ago to Docu-Sign and was done. Gonna switch all my utilities from that useless Disco to this and see what happens. Also Gas 😉

SL - $7,500

Score - 758 (EX Fico 8 pulled)

Inq's - 1/12

Util - 15%

New Accts - 4/12. (2 personal Cc, 1 Biz cc, 1 car loan almost paid)

There's a $150 bonus after $3000 spend in 3 mos?, however ill run thru that in a few weeks so let's see. Got in before the traffic jam 🤣

Off to the garden until farm time!

DakotaM · ‎01-12-2023

Very nice! Looks like you got to be one of the first too! Congrats!

Affinity Cash Rewards | $5,000 | 09/2022

AAA Daily Advantage Visa | $9,400 | 11/2022

Citi AAdvantage Platinum Select | $6,400 | 01/2024

PullingMeSoftly · ‎01-12-2023

Very nice, congrats! Glad to see you were able to get the card immediately after joining. I've got the itchiest trigger finger right now. It's still a strong maybe...I'd be blowing what will be 4/24 in July if I go for it.

Here's some card artwork for your sig:

Chase Sapphire Reserve Visa Infinite │ $35,000

Chase Freedom Visa Sig │ $25,700 │ 5% rotator

Chase United Club Visa Infinite │ $35,000

Bank of America Alaska Airlines Visa Sig │ $30,000

US Bank Cash+ Visa Sig │ $25,000 │ 5% selectable rotator

US Bank Cash+ Visa Sig │ $20,000 │ 5% selectable rotator

Elan Fidelity Rewards Visa Sig │ $25,000

Citi Custom Cash MC │ $21,800 │ 5% selectable rotator

BMO Cash Back MC │ $15,000 │ 5% streaming

Barclays Banana Republic Rewards World MC │ $10,000

Provident CU Cash Back Visa Sig │ $25,000

NFCU Flagship Rewards Visa Sig │ $66,000

PenFed Platinum Rewards Visa Sig │ $12,000

PenFed Power Cash Rewards Visa Sig │ $36,200

AOD FCU Visa Sig │ $25,000 │ 3% everything @ 7.49% APR

Affinity FCU Cash Rewards Visa Sig │ $25,000 │ 5% Amazon

Nusenda CU Platinum Cash Rewards Visa │ $25,000 │ 5% rotator

Safe CU Cash Back Visa │ $25,000 │ 5% selectable rotator

Vantage West CU Connect Rewards Visa Sig │ $25,000 │ 5% selectable rotator

Langley FCU Signature Cash Back Visa │ $25,000 │ 5% selectable rotator

EAT_SLEEP_JEEP · ‎01-12-2023

Congrats on the new card

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $38,000 CL/ NFCU MORE REWARDS $33,000 /

SOCKDRAWERED FNBO JEEP CARD $7700/ WELLS FARGO ACTIVE CASH $8200/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700

Elpadrino1 · ‎01-12-2023

Congratulations on your approval!!

mgood · ‎01-12-2023

Congratulations! That looks like a very impressive card!

$17,500 Chase Sapphire Preferred Visa Signature 01/23

$17,500 Chase Amazon Prime Rewards Visa Signature 05/23

$12,000 Chase Freedom Flex World Elite Mastercard 05/21

$17,500 PenFed Power Cash Rewards Visa Signature 01/21

$15,000 PenFed Platinum Rewards Visa Signature 01/21

$25,000 FNBO Evergreen Rewards Visa Signature 01/22

$22,000 Wells Fargo Autograph Visa Signature 10/21

$10,000 US Bank Cash+ Visa Signature 03/23

$7,000 US Bank Shopper Cash Rewards Visa Signature 12/23

$13,900 Citi Custom Cash World Elite Mastercard 07/22

$5,850 Capital One SavorOne World Elite Mastercard 11/15

$4,300 Capital One Cabela's World Mastercard 10/15

$4,000 Eddie Bauer (Comenity Bank) 05/16

$1,000 American Express Blue Cash Preferred 04/24

Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 778, TU8 766, EX8 770 as of April 19
Goal Score: EQ8 780, TU8 780, EX8 780
Take the myFICO Fitness Challenge

AZE4 - 2% Utl - New Accts: 3/6, 4/12, 7/24

Credit-hoarder · ‎01-12-2023

Thanks for throwing out the first pitch on this one and congrats. I wanted to see a recent approval before joining and app-ing myself to get an idea of what kind of starting CL they might give. My stats are somewhat close to yours--so your DPs tell me somewhere between $5k and $10k to start hopefully.

BUSINESS

Rewards Pts.-Miles: UR-MR-TYP-Venture

805orbust · ‎01-12-2023

Yeah someone mentioned somewhere that around $10k was at the upper rungs of what to expect, but who knows? This will make the 3rd winter in a row that I add 3 cards, but I'm done... perhaps for good. Forgot about the streaming services. The $25 monthly streaming credit on Amex Platinum takes care of Hulu, but we've got a few others that I'll move over to this also, so we'll see.

DEFINITELY didn't want to wait and get caught in a logjam like last month with that BHG More fiasco so I just jumped. The SL makes sense since I was more active in the last 15 months than normal and I've gotten to where I've got too much in open lines ($233k personal, $76k business) for where I stand income wise ($160k)... at least I "think" that's it as I'm not a high-earner like alot of our superstars here... y'all know who you are 😉

@PullingMeSoftly Thank YOU for that shot of the card!! I was wondering where on earth I was gonna get that!

KingRue8500 · ‎01-12-2023

Congrats on your Redstone FCU Visa approval

805orbust · ‎01-12-2023

Thanks @KingRue8500 .

I also forgot to mention that my DTI is around 19% today.