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Redstone FCU Visa Signature approved 15k!

tag
AllZero
Mega Contributor

Re: Redstone FCU Visa Signature approved 15k!

Congratulations on your approval!
Message 11 of 41
Anonymous
Not applicable

Re: Redstone FCU Visa Signature approved 15k!

Congrats on your new Redstone FCU VS card! 

Message 12 of 41
Remedios
Credit Mentor

Re: Redstone FCU Visa Signature approved 15k!

Congrats, G!
I'm learning to appreciate the value of no frills cards more and more every day.
Well done!
Message 13 of 41
Pro-X
Frequent Contributor

Re: Redstone FCU Visa Signature approved 15k!

Congrats!!


Message 14 of 41
Mahraja
Valued Contributor

Re: Redstone FCU Visa Signature approved 15k!

Congrats @Gmood1.(lil bro) good to have you back Smiley Wink

Profile Worth 2.0+M+
___________R.a.j
"Be Stronger Than Your Strongest Excuse"
Message 15 of 41
credit_endurance
Valued Contributor

Re: Redstone FCU Visa Signature approved 15k!

Congrats on finding another diamond in the rough! Great SL as well and good info for sure! 😎

 

Question for you @Gmood. Do they seem to be concerned about DTI ratios as many        "picky" CU are these days? 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 16 of 41
Gmood1
Super Contributor

Re: Redstone FCU Visa Signature approved 15k!

This one would be right up your alley. Lol

Not inq sensitive, new accounts sensitive, TCL sensitive.
I saw some data here. One person had high util on several CCs. He was also approved instantly.
Probably the least sensitive CU I've dealt with.
If in the 700s, I think the approvals would be golden!
I haven't checked lately. But you have to remember the average credit score in this state. Is probably in the mid 600's.
Thanks everyone!
Message 17 of 41
credit_endurance
Valued Contributor

Re: Redstone FCU Visa Signature approved 15k!

Ha ha 😂😂 Now this one is calling my name lol! 😂😄😄

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 18 of 41
Gmood1
Super Contributor

Re: Redstone FCU Visa Signature approved 15k!


@Mahraja wrote:

Congrats @Gmood1.(lil bro) good to have you back Smiley Wink


@Mahraja 

Thanks big brother! Glad to be back!😉

 

@credit_endurance 

Yeah, I think if I had used one of my state local banks to make the first transfer.

I'd bypassed the push back I received initially. Living in Alabama and transferring funds from Oklahoma, might have been a bad idea. 😂

If you have a Rural Harvest King in your state.

It would be one HP for CC and membership.

Message 19 of 41
nuohlac
Valued Contributor

Re: Redstone FCU Visa Signature approved 15k!

Congratulations on your approval!!!




Message 20 of 41
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