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Redstone doubled my CL

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nytokyobred79
Valued Contributor

Re: Redstone doubled my CL

Congrats on your successful cli

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $215,200 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 11 of 22
Janneman
Valued Contributor

Re: Redstone doubled my CL


@mgood wrote:

@Janneman wrote:

 

  . . . what is this-nerfed?

"Nerf" means decreasing the rewards. This card is almost too good to be true so many people worry that the rewards structure won't last.


Thanks

Message 12 of 22
NoMoreDebt
Senior Contributor

Re: Redstone doubled my CL

Congratulations

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 13 of 22
KingRue8500
Senior Contributor

Re: Redstone doubled my CL

Congrats on your Redstone FCU Visa Signature Auto CLI




Message 14 of 22
keluric
New Contributor

Re: Redstone doubled my CL

Congrats on the CLI!

Does anyone else have recent experience with increasing the credit limit on this card? 

Personal

Business

//Reformed CC User//


Gardening
Message 15 of 22
youngandcreditwrthy
Senior Contributor

Re: Redstone doubled my CL

@hawkins   ConDRAGulations!!!

 

you are the WINNER of tonight's drag competition!!!! wooo hooO!!!

great CL! I need to find a good CU that 1) will accept me 2) gives monster CLs!

 

congrats again! :-)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 16 of 22
Numerophile
Member

Re: Redstone doubled my CL


@hawkins wrote:

Last year I got this card after submitting every document under the sun. They gave my a initial CL of 7500 which was disappointing but fine. I made quite a lot of cash from this card over the past year so was very happy to see an unsolicited CLI to 15k. Still low for credit union standards and mine for that matter but I will certainly take it. For those of you sitting on this card don't. Maybe it's nerfed one day, maybe not. I will enjoy keep watching my savings balance grow from this card. Easy money. I highly advise anyone to apply for it. A good CU like Redstone is invaluable. Cheers!


@hawkins - Sorry for the reply so long after your original post but could you tell us more specifically when you got the card and when the auto-CLI came through.  I'm personally curious because I got the card last year also and am coming up on a year.  I'd like an auto-CLI (wouldn't we all) and wanted to know when I might *just possibly* should watch out for one.  I've used the card like a drunken sailor, always paying in full.  Hoping to keep hope alive.

Message 17 of 22
FicoMike0
Valued Contributor

Re: Redstone doubled my CL

Congratulations!

Message 18 of 22
Wavester64
Valued Contributor

Re: Redstone doubled my CL


@keluric wrote:

Congrats on the CLI!

Does anyone else have recent experience with increasing the credit limit on this card? 


I know this is an old post, but I would like to know this as well.

 

I have had the Redstone next month will be a year, when can one expect an auto CLI or when
can/should one request a CLI? I use the card regularly. If you request do they HP?






Potential Future Cards

Closed Accounts
Message 19 of 22
AndySoCal
Senior Contributor

Re: Redstone doubled my CL

@Wavester64  I have the rewards credit card for a year now. No auto cli

 

There is this https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Redstone-FCU-Max-CL/td-p/6674368 

 

The CLI  request will cost a hard pull per this post.

FIC Scores XPN v8 808 V2 831 (SDFCU) TUC V 8 803 03/25 EFX Bankcard v8 822 EFX FIC0 v8 800 Vantage score 4.0 817 via JC Penney )
JC Penney 10/2008 4700, US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 20,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Langley FCU Signature Cash Back Visa 10000
Banking: Langley FCU Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican State CU Red-stone FCU Hughes FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO
Message 20 of 22
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