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Regions Bank Prestige Approval

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Regular Contributor

Regions Bank Prestige Approval

Last week I checked to see if I qualified for any pre-approvals on Regions Bank's website. Which was just a few days after getting another BBVA card. 🙄  Surprisingly it came back with pre-approved offers for 3 of their cards, each with a SL of $14k and specific APR's. No banking history with them what so ever. 



I chose the Prestige Visa Sig card w/$14k SL 0% interest for 12 months on purchases then 14.9% afterwards.  I received it within 5 days

DPs:

TU hp making it 3/6 & 7/12 inqs (w/them)

758 score 

New cards are 7/6 & 10/12 🤮 
AAoA  4 yrs and dropping 

 

This staying at home stuff along with Myfico forum isn't a safe combo 😄

Need to be put in the garden with no exit.

Cabelas Clasic $1000
Message 1 of 19
18 REPLIES 18
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Valued Contributor

Re: Regions Bank Prestige Approval

Congratulations on your approval! 

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 2 of 19
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Regular Contributor

Re: Regions Bank Prestige Approval

Congratulations on your approval! 🍾




Message 3 of 19
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Valued Contributor

Re: Regions Bank Prestige Approval

Congratulations!




Starting score - May 2018

June 2020

AAoA - 9 months
Message 4 of 19
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Valued Contributor

Re: Regions Bank Prestige Approval

Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 5 of 19
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Community Leader
Mega Contributor

Re: Regions Bank Prestige Approval

Great approval. Its better to be approved then deniedSmiley Happy

Message 6 of 19
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Valued Contributor

Re: Regions Bank Prestige Approval

Congrats on your approval!!

Message 7 of 19
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Valued Contributor

Re: Regions Bank Prestige Approval


@Vegasr wrote:

... Prestige Visa Sig card w/$14k SL ...


Very nice SL -- Congrats! & thanks for the extensive DPs. Smiley Happy

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 8 of 19
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Valued Contributor

Re: Regions Bank Prestige Approval

Congrats on your approval!

12/18/19




05/27/20





Cards

Authorized User
Message 9 of 19
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Super Contributor

Re: Regions Bank Prestige Approval

Congratulations on your approval!
Message 10 of 19
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