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Regions and Discover

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thornback
Senior Contributor

Re: Regions and Discover

Sure.  I'll have to message you a little later tho - about an hour when I get back to my computer... 

 

 


@JNA1 wrote:
@Thornback

I’d love to get that calculator also, if you’d be willing.

I’m in the same boat as ChiTown. I quit using credit for nearly 15 year. I have a 17 year mortgage and my next oldest account is 1 yr 9 months. My AAoA is less than 3 years now, so it has dinged my credit pretty good. Part of the reason I went on my current spree is that I’ll have a bunch of new accounts that will all be over 3 years when my mortgage is paid off. I’ve tried to be selective and get cards that I’ll keep long term so this won’t be a problem later on.

 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 31 of 35
JNA1
Valued Contributor

Re: Regions and Discover

No hurry at all!
Thanks so much.
Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65
CU Memberships

Goal Cards:

Message 32 of 35
thornback
Senior Contributor

Re: Regions and Discover

Message sent.  Happy New Year!

 


@JNA1 wrote:
No hurry at all!
Thanks so much.

 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 33 of 35
Anonymous
Not applicable

Re: Regions and Discover

Congrats on your new approvals!

Message 34 of 35
Meanmchine
Super Contributor

Re: Regions and Discover

Double Congrats and Happy New Year

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 35 of 35
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