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@sanglee24 wrote:I'm beginning to have buyers remorse as I just applied for the Ring card and was approved for $10,000. I felt like I wasted an inquiry as I have other cards that offer much better rewards. Does anyone know if I can use the 0% balance transfer next year sometime? I don't need to transfer anything now as I have 0% on another card for the next 18 months. Darn, the rewards just stink on this card. Do they at least offer periodic 0% balance transfers? Thanks guys.
It is a top tier card with a nice CL, and no annual fee. All good
@sanglee24 wrote:I'm beginning to have buyers remorse as I just applied for the Ring card and was approved for $10,000. I felt like I wasted an inquiry as I have other cards that offer much better rewards. Does anyone know if I can use the 0% balance transfer next year sometime? I don't need to transfer anything now as I have 0% on another card for the next 18 months. Darn, the rewards just stink on this card. Do they at least offer periodic 0% balance transfers? Thanks guys.
Don't apply for anything else. No new inquiries or new accounts, they get very jealous when you start cheating on them. They are known to give people who cheat a really impressive CLD.
Moreover, if the wind blows in the wrong direction they have been known to CLD you as well. Some card holders have reported a CLD for simply sneezing to loud.
I had the Ring at 8%, I felt like cheating, so I broke up with them before they dumped me.
Thanks for the advice but I truly dont care if they take adverse action on a cc that I will never use (other than 0% bt offers). If I would have known that they reduce limits all the time, I would have never applied for this card. It's my fault as I should have done more research. Thanks again Donny.
And believe me, I will cheat on them constantly! LOL, love the analogy!
@sanglee24 wrote:Thanks for the advice but I truly dont care if they take adverse action on a cc that I will never use (other than 0% bt offers). If I would have known that they reduce limits all the time, I would have never applied for this card. It's my fault as I should have done more research. Thanks again Donny.
Hey, anytime. Just keep an eye on the account if you do a BT and then start cheating(lol). They have been known to do a CLD down to what you owe. Then the account as you know will show 100% utilization.