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Rooms To Go - Approved + CLI

0REDSOX7
Valued Contributor

Rooms To Go - Approved + CLI

Been needing new furniture for my kids - and decided to go with Rooms To Go.

 

They have an amazing financing deal (no interest for five years!!!) and decided to go ahead an apply online (before going back to the store).  Initially asked for 4,000 - knowing good and well would only use around 2,000 of it or so - but, decided I wanted more, because I did not want to have a card with high utilization.

 

Called credit solutions since I could not do it online just yet - and asked for 12,000 - and got immediately approved for that amount.  She gave me the impression that I could ask for more, and it would be approved, but, did not want to push my luck.

 

I'll have it paid off well before five years, but, for ZERO interest for 60 months, I mean, why not, right?

BK Discharge 2/11/14

Currently in the garden.
Message 1 of 13
12 REPLIES 12
Gokuva
Regular Contributor

Re: Rooms To Go - Approved + CLI

Congrats on the 12k, bet the kids love the new furniture!

 



Message 2 of 13
Cred4All
Valued Contributor

Re: Rooms To Go - Approved + CLI

Congrats on the approval with a great SL!  Add a new sofa for me please & thank you.


Message 3 of 13
VoltronM
Senior Contributor

Re: Rooms To Go - Approved + CLI

Congrats on your approval and nice SL !!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 13
0REDSOX7
Valued Contributor

Re: Rooms To Go - Approved + CLI

Thanks all.

 

I wish I could figure Synchrony out...

 

Care Credit and now my RTG are sitting at 13,000 and 12,000 each, however, my Lowe's Home Improvement card with them, I cannot get them to budge over the initial limit of 6,000, no matter what I do...  Oh well...

 

I'm still happy, considering I did burn them in my BK back in 2013/2014...

BK Discharge 2/11/14

Currently in the garden.
Message 5 of 13
xaximus
Valued Contributor

Re: Rooms To Go - Approved + CLI

Congrats on the approval and great SL! 60 months and no interest is awesome. Maybe a new couch and dining set to go with it as well? Smiley WinkSmiley Wink



Scores - All bureaus 756 +
TCL - Est. $275K
Message 6 of 13
19eighty5
Senior Contributor

Re: Rooms To Go - Approved + CLI

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 7 of 13
SweetCreditObsession
Established Contributor

Re: Rooms To Go - Approved + CLI

I love your approach. Congratulations!


EX: 728 (+65)| TU: 741 (+81)| EQ: 747 (+102)| TU Fico 9: 704

Next Goal: Min. 740 w/all CRAs

Subsequent Goal(s): Min. 760 w/all CRA & Chase FU

Gardening Until: 06/20/2021| Last App: 5/27/2020
Message 8 of 13
Xiang182838
Established Contributor

Re: Rooms To Go - Approved + CLI

Congrats on the approval!Smiley Very Happy




Message 9 of 13
yokie83
New Member

Re: Rooms To Go - Approved + CLI

Yes I did the same last week initially got approved for 4000 but ask for increase because I wanted to buy my kids new furniture and already calculated the cost at 2500 so ask for increase online on mysynchrony and immediately got approved and it was not extra hp.
Message 10 of 13
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