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Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

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snickerpedia
Frequent Contributor

Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

After reading some of the heavy hitters approvals for this card - I decided one more Experian INQ is not going to kill meSmiley Happy

 

Filled out online app (picked my nearest store which is actually out of state). They enroll you in complementary 1 year AUSA membership (to qualify you for RFCU membership)and also provide the 5 dollars into your savings account this way!!

Pressed Submit

Answered some identity questions in Docusign

Approved for 8k. I probably should have waited a bit as that is my 8 inquiry in less than six months and around 9 to 11 accounts in last six months but my EX fico 9 is still hovering around 770 so I gave it a go!!

 

Such an easy process with this credit card/union. I can't wait to get my membership number to set up online banking. For those that have this card, will it come via email or do I have to wait for virus snail mail?? And also for the guinea pigs before me thank you for your great data points and experiences!!  Also curious if anyone has obtained a second card with Redstone?? Or LOC


TU - 785
EX - 771
EQ - 779


Citi premier 13
CSP 29
X1 33.5k
/CIU 6k
Message 1 of 22
21 REPLIES 21
AllZero
Mega Contributor

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Congratulations on your approval!
Message 2 of 22
Anonymous
Not applicable

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Congrats on your approval! Smiley Wink

Message 3 of 22
BigBS
Senior Contributor

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Congrats on the approval!  You can get your account info if you call and answer a few security questions.  Pretty simple really.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 4 of 22
Gmood1
Super Contributor

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Congratulations!!! 

I have only one card. I may try for the Line of Credit within a year.

So far, not a bad CU at all. Very easy to get credit with. They also provide pre-approvals after a couple of months of membership.

Enjoy the new CC!!

Message 5 of 22
snickerpedia
Frequent Contributor

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

@gmood - Thank you - have you already received pre approvals???


TU - 785
EX - 771
EQ - 779


Citi premier 13
CSP 29
X1 33.5k
/CIU 6k
Message 6 of 22
Gmood1
Super Contributor

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Message 7 of 22
snickerpedia
Frequent Contributor

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Wow gmood - that is awesome - now I am even more excited about my approval. hopefully something will show up for my eventually unlike my DCU hehe. Wonder how long it will take before they pre approve you for a second card too!!


TU - 785
EX - 771
EQ - 779


Citi premier 13
CSP 29
X1 33.5k
/CIU 6k
Message 8 of 22
Marz2002
Senior Contributor

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

CONGRATS  on your Rural Harvest VS approval and Thanks for the DPs!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 9 of 22
Gmood1
Super Contributor

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Average credit score in Alabama is around a 660. 

I'd imagine folks in the 700 to 800s pretty much get what they want.

 

It probably won't take long to get another one. Maybe 90 to 180 days I'm guessing.

Message 10 of 22
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