After reading some of the heavy hitters approvals for this card - I decided one more Experian INQ is not going to kill me
Filled out online app (picked my nearest store which is actually out of state). They enroll you in complementary 1 year AUSA membership (to qualify you for RFCU membership)and also provide the 5 dollars into your savings account this way!!
Answered some identity questions in Docusign
Approved for 8k. I probably should have waited a bit as that is my 8 inquiry in less than six months and around 9 to 11 accounts in last six months but my EX fico 9 is still hovering around 770 so I gave it a go!!
Such an easy process with this credit card/union. I can't wait to get my membership number to set up online banking. For those that have this card, will it come via email or do I have to wait for virus snail mail?? And also for the guinea pigs before me thank you for your great data points and experiences!! Also curious if anyone has obtained a second card with Redstone?? Or LOC
Congrats on the approval! You can get your account info if you call and answer a few security questions. Pretty simple really.
I have only one card. I may try for the Line of Credit within a year.
So far, not a bad CU at all. Very easy to get credit with. They also provide pre-approvals after a couple of months of membership.
Enjoy the new CC!!
@gmood - Thank you - have you already received pre approvals???
Yup I sure have. See here https://ficoforums.myfico.com/t5/Personal-Finance/savings-account-similar-to-DCU/m-p/5952300#M175086
Wow gmood - that is awesome - now I am even more excited about my approval. hopefully something will show up for my eventually unlike my DCU hehe. Wonder how long it will take before they pre approve you for a second card too!!
CONGRATS @snickerpedia on your Rural Harvest VS approval and Thanks for the DPs!
Average credit score in Alabama is around a 660.
I'd imagine folks in the 700 to 800s pretty much get what they want.
It probably won't take long to get another one. Maybe 90 to 180 days I'm guessing.