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Rural King Harvest Visa APPROVED!!!!

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Regular Contributor

Rural King Harvest Visa APPROVED!!!!

I saw another member had applied for and was approved for this card, I have a Rural King store close to my home, so I decided to apply on line after chosing the specific location closest to me, the application is very simple and straight forward, once I hit submit, it went to pending, 10 minutes later I get an email with a docusign link, I open it up, it's basically the membership agreement and rate disclosure, it's 0% for 6 months, and 18% moving forward, they are not at all picky about new accounts or inquires, they pulled my Experain credit file, they never did give me a risk based pricing form for a credit score disclosure notice, so I'm guessing its 18% across the board regardless of risk? My current FICO with Experian is 707, high UTL on a few cards, the initial credit line assigned to this account is $10,000.00! So far, I must say I'm impressed with the entire process, to those who are looking to rebuild and have a decent score, or just want to have another option for growing your credit file, consider this card, as well as Redstone Federal Credit Union, they even paid my $5 membership fee!

Discover IT $32,500, Chase Freedom $1,000.00, Sears Mastercard $10,000, Wal-Mart DC $10,000.00, Kohl's $3,000.00, Chase Slate $52,000.00, 3 Rivers FCU Platinum Mastercard $25,000.00, IU Credit Union $25,000.00, Penfed LOC $25,000.00, Fort Financial CU $15,000.00, Home Depot $22,000.00, Lowe's $20,000.00, Penfed Power Cash Rewards $25,000.00, PenFed Travel Amex $25,000.00, Value City Furniture $10,000.00, PNC Points Visa Signature $15,000.00, GM Buy Power card $5,000.00, BOA 123 Visa Siggy, $62,000.00, Citi DC $15,000.00, GM Extended Family $3,000.00, Fire, Police, City, County, FCU $10,000.00, TU 791, Eq 765, Exp 772

Message 1 of 12
11 REPLIES 11
Community Leader
Mega Contributor

Re: Rural King Harvest Visa APPROVED!!!!

Very niceSmiley Happy new FOTM? Lol, a mouthful to say indeed.
#ChaseCreditCardHobby Enthusiast
2022
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Message 2 of 12
Established Contributor

Re: Rural King Harvest Visa APPROVED!!!!

Oooooo Nice what type of Building/Service is Rural King Harvest?!    I've never heard of that store Smiley Very Happy  (Congrats on the approval) Smiley Very Happy
















Message 3 of 12
Established Contributor

Re: Rural King Harvest Visa APPROVED!!!!


@AverageJoesCredit wrote:
Very niceSmiley Happy new FOTM? Lol, a mouthful to say indeed.

FOTM?!
















Message 4 of 12
Established Contributor

Re: Rural King Harvest Visa APPROVED!!!!

First of the Month?! lol
















Message 5 of 12
Super Contributor

Re: Rural King Harvest Visa APPROVED!!!!

 

Congrats!!!

 

Message 6 of 12
Super Contributor

Re: Rural King Harvest Visa APPROVED!!!!


@Girlzilla88 wrote:

@AverageJoesCredit wrote:
Very niceSmiley Happy new FOTM? Lol, a mouthful to say indeed.

FOTM?!


@Girlzilla88  "Flavor of The Month" as in @AverageJoesCredit is "Fruity" (Fruit of The Month)Smiley Wink

 

 

 

Message 7 of 12
Regular Contributor

Re: Rural King Harvest Visa APPROVED!!!!

Thanks guys, lol, one thing I wanted to add, once you send back the signed docs, they send you a link to retrieve your account number and expiration date for interim purchases until you recieve your actual card, it seems as if you have to set up an online account with them to view activity on the card, and they give you a mailing address for payment remittence with personal check, I'm guessing no monthly statement mailed out? You can also set up online bill pay through your regular financial institution to make payments in this account as well. No other documents were requested for the approval either, such as POI

Discover IT $32,500, Chase Freedom $1,000.00, Sears Mastercard $10,000, Wal-Mart DC $10,000.00, Kohl's $3,000.00, Chase Slate $52,000.00, 3 Rivers FCU Platinum Mastercard $25,000.00, IU Credit Union $25,000.00, Penfed LOC $25,000.00, Fort Financial CU $15,000.00, Home Depot $22,000.00, Lowe's $20,000.00, Penfed Power Cash Rewards $25,000.00, PenFed Travel Amex $25,000.00, Value City Furniture $10,000.00, PNC Points Visa Signature $15,000.00, GM Buy Power card $5,000.00, BOA 123 Visa Siggy, $62,000.00, Citi DC $15,000.00, GM Extended Family $3,000.00, Fire, Police, City, County, FCU $10,000.00, TU 791, Eq 765, Exp 772

Message 8 of 12
Established Contributor

Re: Rural King Harvest Visa APPROVED!!!!

Nice 
















Message 9 of 12
Established Contributor

Re: Rural King Harvest Visa APPROVED!!!!

Congratulations on your approval!!!


Message 10 of 12
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